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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine Beach.

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Active

Active·2 days on market

6300 A1A S A92U

St. Augustine Beach, FL 32080

$315,000$302/sqftEst. $1,624/moMLS# 2158881
2
Beds
2
Baths
1,044
Sq Ft
1974
Built
Garage
No
Pool

About this home

St. Augustine Beach

Experience coastal living in the gated Quail Hollow community, just steps from the sandy shores of Crescent Beach. This well-maintained condominium offers a bright, open layout with comfortable living spaces and a private patio or balcony to enjoy the ocean breeze. The community features private beach access, a sparkling pool, and beautifully landscaped grounds. Ideally located near restaurants, shopping, and historic downtown St. Augustine, this property is perfect as a primary residence, vacation retreat, or investment opportunity with short-term rentals permitted.

Cost to own

Mortgage calculator

$315,000
$63,000
Loan Term
Monthly Payment
$1,624
Principal & Interest: $1,624
Property taxes (est.): $419
Insurance (est.): $210
Estimated Total Monthly
$2,254
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,624
Property taxesest. at asking price, St. Johns County$419
HOAbilled monthly$742
Estimated total, before insurance$2,786/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,493/yr · $291/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,493/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · St Johns County Utilities

County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,799 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 6, 2026Listed$315,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$315,000
Price / Sq Ft$302
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,044
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address6300 A1A S A92U, St. Augustine Beach, FL 32080
Area331-St Augustine Beach
SubdivisionQuail Hollow
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1829430970

Amenities

AmenitiesPool, Beach Access
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsTwo
LaundryIn Unit
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 6, 2026
Days on Market8
HOA Fees$742 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSewer, Water
Tax Amount$3,492.74
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DOGWOOD REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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