This home is in St. Augustine.

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Active

Active·65 days on market

6300 S A1A A51U

St. Augustine, FL 32080

$329,900Est. $1,682/moMLS# 2145955

Beds

Baths

Sq Ft

1974

Built

—

Garage

Pool

About this home

St. Augustine

Wake up to breathtaking sunrises over the Atlantic and enjoy the soothing ocean breezes from this beautifully updated 2-bedroom, 2-bath beachside condo in the heart of St. Augustine Beach. Fully furnished and completely turn-key, this coastal retreat has been a highly successful Airbnb, offering the perfect opportunity for investment income, a vacation getaway, or full-time coastal living -- with short-term rentals allowed. Inside, you'll find fresh paint, gorgeous new luxury vinyl plank flooring throughout, and an updated kitchen featuring sleek quartz countertops. The open-concept living and dining area flows seamlessly out to the private balcony, where you can sip your morning coffee while watching the sky light up with vibrant sunrise colors and listening to the nearby waves roll in. The spacious primary suite offers a peaceful place to unwind after a day in the sun, while the second bedroom and bath provide comfortable accommodations for family and guests. Every detail has been

Cost to own

Mortgage calculator

Home Price

$329,900

Down Payment: 20%

$65,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,682

Principal & Interest: $1,682

Property taxes (est.): $439

Insurance (est.): $220

Estimated Total Monthly

$2,341

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,682

Property taxesest. at asking price, St. Johns County$439

HOAbilled monthly$732

Estimated total, before insurance$2,853/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,514/yr · $293/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$269,000	$251,825	—
2024	$303,700	$228,932	—
2023	$292,950	$208,120	—
2022	$208,000	$189,200	—
2021	$172,000	$172,000	—
2020	$164,000	$164,000	—

2025 property taxes (current owner): $3,514/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · St Johns County Utilities

County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,709 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 18, 2026Listed$329,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$329,900

Bedrooms2

Bathrooms2.00

Full Baths2

Total Structure Area1,052 sq ft

Year Built1974

TypeResidential

Sub-TypeCondominium

StatusActive

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesWest

Community Information

Address6300 S A1A A51U, St. Augustine, FL 32080

Area331-St Augustine Beach

SubdivisionQuail Hollow

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Parcel Number1829430570

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Beach Access, Car Wash Area, Gated, Maintenance Grounds, Maintenance Structure

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Gated, Parking Lot

ViewBeach, Ocean, Pool

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer, Washer/Dryer Stacked

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

# of Stories1

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityFire Alarm, Security Gate, Smoke Detector(s)