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Active Under Contract

Active Under Contract·53 days on market

4168 Spring Park Circle

Jacksonville, FL 32207

$275,000$186/sqftEst. $1,398/moMLS# 2144282
3
Beds
2
Baths
1,478
Sq Ft
1947
Built
Garage
No
Pool

About this home

Jacksonville

**BRICK HOME**FULLY RENOVATED**FULLY FENCED** Welcome to this move-in ready, charming ALL BRICK San Marco home! FULLY RENOVATED and situated on a large .25 acre corner lot, this 3 bed/1 bath gem is located just 9 mins from downtown Jacksonville. Step inside to find large, spacious rooms featuring NEW LVP FLOORING throughout and a cozy wood burning fireplace. The gorgeous kitchen features white shaker cabinets, stainless steel appliances, a SMART SINK, subway tile backsplash, and a sleek vent hood. Enjoy a formal dining room, a 150 sqft office/den, and a FULLY UPDATED BATHROOM. Outside, an expansive driveway offers ample off-street parking. The massive backyard is FULLY FENCED with brand new fencing and boasts an incredible ADU complete with a FULL BATHROOM, laundry room, extra fridge, and a storage/workshop space. It's the perfect blend of San Marco charm and modern luxury! Schedule your showing today!

Cost to own

Mortgage calculator

$275,000
$55,000
Loan Term
Monthly Payment
$1,398
Principal & Interest: $1,398
Property taxes (est.): $449
Insurance (est.): $183
Estimated Total Monthly
$2,030
*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,398
Property taxesest. at asking price, Duval County$449
Estimated total, before insurance$1,847/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$214,910$186,843 $5,000
2024$210,389$169,858 $853
2023$197,557$155,310 $15,536
2022$173,715$141,191 $9,000
2021$140,981$128,356
2020$116,688$116,688

2025 property taxes (current owner): $3,877/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1947)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 28, 2026Listed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$275,000
Price / Sq Ft$186
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,478
Acres0.26 acres
Year Built1947
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryEnglewood
MiddleSouthside
HighEnglewood

Community Information

Address4168 Spring Park Circle, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionEnglewood
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size11,325.6 sq ft
Lot Dimensions80 x 136
Parcel Number1279640000
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Sewer Available, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingOff Street, Other

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Wall/Window Unit(s)
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Lot DescriptionCorner Lot
FencingFenced, Back Yard
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 28, 2026
Days on Market19
Tax Amount$3,876.85
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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