This home is in Queens Harbour, Jacksonville.

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Pending

Pending·73 days on market·Queens Harbour

1265 Queens Island Court

Jacksonville, FL 32225

$735,000$358/sqftEst. $3,736/moMLS# 2144124

Beds

Baths

2,052

Sq Ft

2000

Built

Garage

Pool

About this home

Queens Harbour

Discover easy, elegant living in the sought-after waterfront community of Queen's Harbour Yacht & Country Club. Thoughtfully refreshed and move-in ready, this beautifully maintained 3-bedroom, 2-bath residence is ideally located within the sought-after Queen's Island enclave and offers the perfect blend of comfort, privacy, and low-maintenance living for those who love to travel or simply enjoy a more relaxed lifestyle. Inside, the 2,052-square-foot open-concept floor plan features updated finishes, abundant natural light, and inviting living spaces designed for everyday comfort and easy entertaining. The kitchen has been tastefully enhanced with refreshed details and improved functionality, while recent landscaping updates and an improved garage presentation further elevate the home's overall appeal. Start your mornings in the fully enclosed, air-conditioned Florida room and enjoy peaceful evenings on the expansive 13' x 30' screened paver lanai surrounded by tropical landscaping

Cost to own

Mortgage calculator

Home Price

$735,000

Down Payment: 20%

$147,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,736

Principal & Interest: $3,736

Est. Taxes & Insurance: $934

Estimated Total Monthly

$4,670

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,736

Property taxesest. at asking price, Duval County$1,200

HOAbilled quarterly$304

Estimated total, before insurance$5,240/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$538,716	$538,716	—
2024	$541,880	$541,880	▲ $26,440
2023	$517,768	$517,768	—
2022	$480,554	$480,554	▼ $10,000
2021	$338,577	$268,457	—
2020	$332,232	$264,061	—

2025 property taxes (current owner): $9,923/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 7, 2026Pending$735,000
May 8, 2026Listed$735,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$735,000

Price / Sq Ft$358

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,052

Total Structure Area2,744 sq ft

Acres0.17 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesWest

School Information

ElementaryNeptune Beach

MiddleLandmark

HighSandalwood

Community Information

Address1265 Queens Island Court, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionQueens Harbour Cc

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size7,405.2 sq ft

Lot Dimensions60 sq ft. X 120 sq ft.

Parcel Number1671278180

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Slip, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Full Time, Management- On Site, Marina, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air

FlooringTile, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne