This home is in Hildreth Back Bay, St. Augustine — a pool home in St. Johns County.
Sold·Closed Jun 15, 2026·1 day on market·Recent sales in Hildreth Back Bay·Hildreth Back Bay
15 Oak Street
St. Augustine, FL 32084
3 more homes for sale in Hildreth Back Bay →Search Hildreth Back Bay on the map
About this home
Hildreth Back Bay
This move-in ready St. Augustine gem truly has it all -- character, quality, outdoor living, & location. Inside, the open floor plan offers comfort & functionality. The stunning kitchen features soft-close cabinetry, granite countertops, tile backsplash, SS appliances, & flows seamlessly into the dining area or secondary living space - perfect for entertaining & everyday living. The home also features an office, beautifully updated bathrooms, & ample closet space. The spacious family room has wood beams & a cozy brick fireplace, creating a warm inviting atmosphere. The screened-in patio overlooks a sparkling in-ground pool & oversized backyard, offering the ideal setting for relaxing, hosting, or enjoying the outdoors. Additionally, a detached workshop with storage & covered entertaining space adds even more versatility to this exceptional property. Major updates include a brand-new roof(2026) & a new AC system and pool pump installed in 2025. Homes like this don't come along often!
Next steps in Hildreth Back Bay
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2026 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,559 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $509,793 | $287,635 | — |
| 2025 | $300,238 | $84,239 | ▲ $17,274 |
| 2024 | $535,853 | $278,821 | — |
| 2024 | $283,399 | $81,158 | ▲ $7,051 |
| 2023 | $515,089 | $269,244 | — |
| 2023 | $292,575 | $77,338 | ▲ $7,653 |
| 2022 | $489,249 | $259,946 | — |
| 2022 | $275,584 | $73,630 | — |
| 2021 | $325,141 | $250,918 | — |
| 2021 | $210,778 | $70,030 | — |
| 2020 | $360,945 | $247,875 | — |
| 2020 | $206,071 | $68,373 | — |
2025 property taxes (current owner): $5,956/yr
Estimated taxes if purchased at asking price: ~$7,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $360/sq ft; this home is listed at $278/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 27 Oak Street, St. Augustine, FL 32084Listed by MAXREV, LLC | Jul 2026 | $560,000 | $314 | 3/2.5 | 1,784 | 44 | 0.1 |
| 14 Althea Street, St. Augustine, FL 32084Listed by EXP REALTY LLC | Jul 2026 | $930,000 | $554 | 3/2 | 1,680 | 16 | 0.1 |
| 5 Beacon Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $300,000 | $244 | 3/1 | 1,228 | 105 | 0.2 |
| 17 Ballard Avenue, St. Augustine, FL 32084Listed by RE/MAX BLUE COAST | Jul 2026 | $390,000 | $360 | 3/1 | 1,082 | 1 | 0.9 |
| 28 Joiner Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $655,000 | $475 | 3/2 | 1,378 | 3 | 1.3 |
| 244 Ravenswood Drive, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jul 2026 | $310,000 | $285 | 2/2 | 1,088 | 58 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Hildreth Back Bay
Hildreth Back Bay is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Hildreth Back Bay homes for sale →Keep looking
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For Sale18 Althea StreetSt. Augustine, FL 32084
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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