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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·2 days on market

4334 Monument Road

Jacksonville, FL 32225

$559,000$175/sqftEst. $3,096/moMLS# 2169313
4
Beds
2.5
Baths
3,191
Sq Ft
1972
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.59 acresSingle Family Residence1 story

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About this home

Jacksonville

Welcome to 4334 Monument Road! This spacious 3,191 sq. ft. BRICK home sits on over HALF AN ACRE! Features include beautiful wood flooring, a wood-burning fireplace, versatile basement, and detached 2-car garage. Updates include new windows and rear door (2020), pump house and ½ HP well pump (2020), main A/C (2024), remodeled guest bath (2025), 50-gal water heater (2026), and NEW DISHWASHER (2026)! Additional features include a Nest smart thermostat, primary walk-in shower, and 2 septic tanks. Conveniently located near shopping, dining, and major roadways, with Publix just minutes away! SELLER INCENTIVES: 1-YEAR HOME WARRANTY, $2,500 TOWARD BUYER CLOSING COSTS, AND NEW ROOF WITH ACCEPTABLE OFFER! Enjoy spacious living inside and out. Schedule your showing today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,096
Property taxesest. at asking price, Duval County$913
Estimated total, before insurance$4,009/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$559,000
$111,800
Loan Term
Monthly Payment
$3,096
Principal & Interest: $3,096
Property taxes (est.): $913
Insurance (est.): $373
Estimated Total Monthly
$4,382
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 15, 2026Listed$559,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $175/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12707 Ft Caroline Road, Jacksonville, FL 32225Listed by WATSON REALTY CORPJul 2026$575,000$1964/32,934130.2
4276 Stratford Way, Jacksonville, FL 32225Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Aug 2026$529,000$2183/22,429550.3
12548 Highview Drive, Jacksonville, FL 32225Listed by COMPASS FLORIDA LLCAug 2026$645,000$2354/2.52,741640.4
4432 Hartman Road, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$395,000$1664/2.52,38030.4
4848 Charles Bennett Drive, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$645,000$2434/2.52,655280.5
4159 Stratford Way, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$625,000$2314/3.52,70500.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$559,000
Price / Sq Ft$175
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,191
Acres0.59 acres
Year Built1972
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4334 Monument Road, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionSanchez Grant
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size25,700.4 sq ft
Parcel Number1606760020
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingDetached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Induction Cooktop, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne, Two

Exterior

Lot DescriptionFew Trees
Patio / PorchPatio
FencingChain Link, Other
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 15, 2026
Days on Market0
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines