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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Pending

Pending·Listed today

745 Century 21 Drive

Jacksonville, FL 32216

$175,000$132/sqftEst. $954/mo mortgageMLS# 2142356
↓ $15,000 below original list
3
Beds
2
Baths
1,327
Sq Ft
1985
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,663 sqft lotWaterfrontTownhouse2 stories

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About this home

Jacksonville

** Price Change ** Townhouse features 3 bedrooms, 2 bathrooms, and approximately 1,327 sq. ft. total living space. Located in a highly desirable area near Southside Blvd, Atlantic Blvd, FSCJ South Campus, UNF, and the Southside Business District, this property offers convenient access to major employers, retail, and dining--making it an exceptional long-term investment opportunity or move in ready

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$954
Property taxesest. at asking price, Duval County$286
Estimated total, before insurance$1,240/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,055/yr · $255/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$954
Principal & Interest: $954
Property taxes (est.): $286
Insurance (est.): $117
Estimated Total Monthly
$1,357
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$166,232$144,486—
2024$151,726$131,351▲ $4,479
2023$152,716$119,410▲ $17,002
2022$130,510$108,555—
2021$98,687$98,687▲ $5,000
2020$90,710$90,710▲ $6,000

2025 property taxes (current owner): $3,055/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 28, 2026Pending$175,000
  • Oct 28, 2026Active$175,000
  • Oct 20, 2026Withdrawn$175,000
  • Oct 8, 2026Price change$175,000−$11,000
  • Sep 25, 2026Price change$186,000−$1,000
  • Sep 16, 2026Price change$187,000−$1,000
  • Sep 11, 2026Price change$188,000−$1,000
  • Sep 1, 2026Price change$189,000−$1,000
  • Sep 1, 2026Active$190,000
  • Aug 21, 2026Pending$190,000
  • Apr 28, 2026Listed$190,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $132/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
749 Century 21 Drive, Jacksonville, FL 32216Listed by MOMENTUM REALTYAug 2026$232,250$1753/21,32770
8080 Virgo Street, Jacksonville, FL 32216Listed by NORTH FLORIDA REAL ESTATE PARTNERS INCJul 2026$187,000$1842/21,015870.2
8048 Virgo Street, Jacksonville, FL 32216Listed by DAYSPRING REALTY, LLCJul 2026$147,000$1452/21,015690.2
2346 Red Moon Drive, Jacksonville, FL 32216Listed by PUBLIC SERVICES REALTYOct 2026$224,000$1562/2.51,439550.3
2292 Sunset Bluff Drive, Jacksonville, FL 32216Listed by CORE REALTY, LLCJun 2026$220,000$1502/2.51,462110.3
2633 Hidden Village Drive, Jacksonville, FL 32216Listed by BASS PROFESSIONAL REALTY, INCAug 2026$207,000$1623/21,280300.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$175,000
Price / Sq Ft$132
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,327
Acres0.13 acres
Year Built1985
TypeResidential
Sub-TypeTownhouse
StyleOther
StatusPending
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryWoodland Acres, reported on 24 other Century Point listings
MiddleSouthside, reported on 24 other Century Point listings
HighEnglewood, reported on 26 other Century Point listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address745 Century 21 Drive, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionCentury Point
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size5,662.8 sq ft
Parcel Number1451838220

Amenities

UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingShared Driveway, Unassigned
Waterfront TypePond

Interior

AppliancesElectric Range, Microwave
HeatingCentral, Electric, Hot Water
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionOther
Patio / PorchPatio, Screened
FencingFenced, Back Yard, Privacy, Wood
RoofShingle
ConstructionStucco, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 28, 2026
Days on Market0
Tax Amount$3,054.69
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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