This home is in Rivertown Forest, St. Johns.

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Active

Active·82 days on market·Rivertown Forest

50 Grand Lakes Drive

St. Johns, FL 32259

$474,000$226/sqftEst. $2,409/moMLS# 2142280

Beds

Baths

2,096

Sq Ft

2026

Built

Garage

Pool

About this home

Rivertown Forest

Lot 282 - The Riley floorplan delivers spacious living with a smart, efficient layout designed for everyday comfort. The main level features an open-concept design that blends a stylish kitchen, a dining area, and a welcoming Great Room into one cohesive space. A standout element is the expansive walk-in pantry, which wraps around the corner and extends beneath the stairs to offer exceptional storage. Upstairs, the owner's suite provides a relaxing retreat with a private bath featuring dual sinks, a linen closet, and a large walk-in closet. Set along the St. Johns River, RiverTown offers parks, lakes, preserves, and miles of scenic trails that support active, connected living in Northeast Florida.

Cost to own

Mortgage calculator

Home Price

$474,000

Down Payment: 20%

$94,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,409

Principal & Interest: $2,409

Est. Taxes & Insurance: $602

Estimated Total Monthly

$3,012

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,409

Property taxesest. at asking price, St. Johns County$631

HOAbilled annually$4

Estimated total, before insurance$3,044/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 28, 2026Listed$474,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$474,000

Price / Sq Ft$226

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,096

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesNortheast

Community Information

Address50 Grand Lakes Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Forest

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009692810

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup