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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ravenswood Village, St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Jun 5, 2026·12 days on market·Recent sales in Ravenswood Village·Ravenswood Village

144 Silver Birch Street

St. Augustine, FL 32084

$292,000sold priceListed at $297,000 · 98.3% of asking$240/sqftMLS# 2142236
3
Beds
2
Baths
1,219
Sq Ft
2023
Built
2
Garage
No
Pool

5 more homes for sale in Ravenswood Village →Search Ravenswood Village on the map

HOA $38/mo5,227 sqft lotSingle Family Residence1 story

About this home

Ravenswood Village

If you've been trying to find something in St. Augustine under $300K, this is one you need to see. 144 Silver Birch is a 2023 build. One of the first things you'll notice is the living space. Vaulted ceilings and recessed lighting open it up and make it feel much bigger than you'd expect for 1,200 square feet. The layout flows the way you want it to with the kitchen, dining and living area all connected without wasted space. It's open, but still comfortable. The kitchen keeps things simple with white cabinetry, stainless appliances and a setup that works for real life. Nothing you need to change just to move in. The bedrooms are split, so the primary has its own space and the two additional rooms give you flexibility. Guest room, office, kid's room - whatever fits your life right now. Out back you're on a preserve lot, so you're not staring into another backyard. Just trees, with an elementary school beyond that, which means no future construction directly behind you.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,617
Property taxesest. at asking price, St. Johns County$389
HOAbilled quarterly$38
Estimated total, before insurance$2,044/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,946/yr · $246/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$292,000
$58,400
Loan Term
Monthly Payment
$1,617
Principal & Interest: $1,617
Property taxes (est.): $389
Insurance (est.): $195
Estimated Total Monthly
$2,201
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,447 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $301,400 in December 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$232,854$181,229—
2024$225,414$175,414—

2025 property taxes (current owner): $2,946/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $252/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
99 Evermore Court, St. Augustine, FL 32084Listed by WE SELL SUNSHINEJul 2026$305,000$2503/21,21980.1
1463 Spring Street, St. Augustine, FL 32084Listed by CENTURY 21 LIGHTHOUSE REALTYSep 2026$240,000$2293/11,05000.4
244 Ravenswood Drive, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$310,000$2852/21,088580.4
87 Josiah Street, St. Augustine, FL 32084Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJul 2026$311,000$2524/21,232820.7
1240 Four Mile Road, St. Augustine, FL 32084Listed by INI REALTYJun 2026$288,500$2393/21,207550.7
591 Julia Street, St. Augustine, FL 32084Listed by LOKATIONJun 2026$234,000$2553/1916530.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$297,000
Price / Sq Ft$244
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,219
Total Structure Area1,711 sq ft
Acres0.12 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address144 Silver Birch Street, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionRavenswood Village
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size5,227.2 sq ft
Lot Dimensions43 x 121
Parcel Number0948521550

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, Windows
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionOther, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 1, 2026
Days on Market12
HOA Fees$114.72 / Quarterly
HOA FrequencyQuarterly
Tax Amount$2,946.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ravenswood Village

Ravenswood Village is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Ravenswood Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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