This home is in Jacksonville.
Active Under Contract·80 days on market
12301 Kernan Forest Boulevard 1307
Jacksonville, FL 32225
About this home
Jacksonville
Welcome to Kernan Forest! This home is nestled along the preserve offering privacy and wonderful views through the living room windows and master sliding glass doors. Enjoy your morning coffee or tea while listening to the breeze rustle through the trees. The open floor plan brings in the natural light with large windows viewing the preserve. The master bathroom was fully remodeled with a walk-in shower, sliding glass doors, double vanity with quartz countertop, new fixtures and luxury vinyl flooring. All kitchen appliances and carpet have been updated, A/C was replaced in 2021, roof was replaced in 2024, and the exterior was painted in 2022. The attached single car garage with a staircase leading to the main living space makes accessing the home convenient and provides additional storage. The community pool, kids splash pad, playground, clubhouse, basketball courts and sidewalks throughout community make this a great place to live.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $214,500 | $32,245 | — |
| 2024 | $214,500 | $30,629 | — |
| 2023 | $214,500 | $28,281 | — |
| 2022 | $181,000 | $26,001 | — |
| 2021 | $145,000 | $25,000 | — |
| 2020 | $132,000 | $25,000 | ▲ $2,500 |
2025 property taxes (current owner): $756/yr
Estimated taxes if purchased at asking price: ~$4,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,776 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Apr 27, 2026Listed$232,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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