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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jul 17, 2026·35 days on market·Recent sales in Jacksonville

12301 Kernan Forest Boulevard 1307

Jacksonville, FL 32225

$218,000sold priceListed at $232,000 · 94% of asking$142/sqftMLS# 2142219
3
Beds
2
Baths
1,530
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $320/mo436 sqft lotCondominium2 stories

About this home

Jacksonville

Welcome to Kernan Forest! This home is nestled along the preserve offering privacy and wonderful views through the living room windows and master sliding glass doors. Enjoy your morning coffee or tea while listening to the breeze rustle through the trees. The open floor plan brings in the natural light with large windows viewing the preserve. The master bathroom was fully remodeled with a walk-in shower, sliding glass doors, double vanity with quartz countertop, new fixtures and luxury vinyl flooring. All kitchen appliances and carpet have been updated, A/C was replaced in 2021, roof was replaced in 2024, and the exterior was painted in 2022. The attached single car garage with a staircase leading to the main living space makes accessing the home convenient and provides additional storage. The community pool, kids splash pad, playground, clubhouse, basketball courts and sidewalks throughout community make this a great place to live.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,208
Property taxesest. at asking price, Duval County$356
HOAbilled monthly$320
Estimated total, before insurance$1,883/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$756/yr · $63/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$218,000
$43,600
Loan Term
Monthly Payment
$1,208
Principal & Interest: $1,208
Property taxes (est.): $356
Insurance (est.): $145
Estimated Total Monthly
$1,709
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$214,500$32,245—
2024$214,500$30,629—
2023$214,500$28,281—
2022$181,000$26,001—
2021$145,000$25,000—
2020$132,000$25,000▲ $2,500

2025 property taxes (current owner): $756/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 18, 2026Closed$232,000
  • Apr 27, 2026Listed$232,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $152/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12301 Kernan Forest Boulevard 1902, Jacksonville, FL 32225Listed by LPT REALTY, LLCSep 2026$220,000$1443/21,5301440.1
12301 Kernan Forest Boulevard 2806, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$221,500$1972/21,122740.1
12301 Kernan Forest Boulevard 1808, Jacksonville, FL 32225Listed by MARK SPAIN REAL ESTATEAug 2026$200,000$1603/21,250400.1
12301 Kernan Forest Boulevard 1306, Jacksonville, FL 32225Listed by RE/MAX SPECIALISTSJul 2026$205,000$1832/21,122130.1
12301 Kernan Forest Boulevard 205, Jacksonville, FL 32225Listed by SPECTRUM REALTY SERVICESJun 2026$260,000$1463/2.51,779230.1
12301 Kernan Forest Boulevard 2606, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$220,000$1962/21,122950.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$232,000
Price / Sq Ft$152
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,530
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address12301 Kernan Forest Boulevard 1307, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionHammock Grove
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size435.6 sq ft
Parcel Number1611326808
ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Gated, Playground, Trash
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Parking Lot
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 27, 2026
Days on Market35
HOA Fees$320 / Monthly
HOA FrequencyMonthly
HOA NameHammock Grove Condominium
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Security, Trash
Tax Amount$755.8
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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