This home is in Sawmill Lakes, Ponte Vedra Beach — a home near Ponte Vedra High School.
Sold·Closed Jun 5, 2026·1 day on market·Recent sales in Sawmill Lakes·Sawmill Lakes
204 S Mill Ridge Trail
Ponte Vedra Beach, FL 32082
8 more homes for sale in Sawmill Lakes →Search Sawmill Lakes on the map
About this home
Sawmill Lakes
Completely updated and upgraded, this home is truly one of the finest in the highly desirable Sawmill Lakes community. From the moment you step inside, you'll notice the stunning hardwood floors and travertine tile that set the tone throughout. The beautifully renovated kitchen is a true showstopper, featuring a farmhouse sink, gas stove, wine cooler, stainless steel appliances, and a large, eye-catching ''cook's'' island--perfect for entertaining or everyday living. Bathrooms have been tastefully updated with tile, modern fixtures, and granite countertops. Updated windows add energy efficiency and help keep utility costs low. Enjoy Florida living year-round on the spacious screened-in porch, all while taking in peaceful lake views from the oversized corner lot. Inside, the home offers a formal dining room, a private office with French doors, and a warm, inviting family room with built-ins and a fireplace. The split-bedroom floor plan provides privacy, while the upstairs bonus
Next steps in Sawmill Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,758 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $701,932 | $387,416 | — |
| 2024 | $665,043 | $375,790 | — |
| 2023 | $663,371 | $363,388 | — |
| 2022 | $589,486 | $351,348 | — |
| 2021 | $450,434 | $339,658 | — |
| 2020 | $384,278 | $334,278 | — |
Estimated taxes if purchased at asking price: ~$14,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $332/sq ft; this home is listed at $313/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 612 W Moss Wood Trace, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $989,000 | $363 | 4/2.5 | 2,722 | 3 | 0.1 |
| 447 W Mill Chase Court, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTY | Jul 2026 | $1,050,000 | $309 | 5/4 | 3,393 | 40 | 0.2 |
| 317 S Mill View Way, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $1,000,000 | $300 | 5/3.5 | 3,333 | 50 | 0.3 |
| 409 S Lakewood Run Drive, Ponte Vedra Beach, FL 32082Listed by DAVIDSON REALTY, INC. | Jul 2026 | $1,125,000 | $332 | 5/4 | 3,389 | 16 | 0.4 |
| 17 Palm Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $1,625,000 | $538 | 5/3.5 | 3,018 | 94 | 0.5 |
| 641 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $839,000 | $320 | 4/2.5 | 2,620 | 2 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sawmill Lakes
Sawmill Lakes is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Sawmill Lakes homes for sale →Keep looking
More homes in Sawmill Lakes
For Sale257 North Mill View WayPonte Vedra Beach, FL 32082
4 bd · 2 ba · 2,445 sq ft
$795,000Est. $4,231/moLOCATION, LIFESTYLE & AMENITES! Welcome to 257 N Mill View Way, a move-in ready, light and bright 4-bedroom, 2-bath…
Listing Office: keller williams realty atlantic partners st. augustine
Under Contract132 Sawmill Lakes BoulevardPonte Vedra Beach, FL 32082
4 bd · 3 ba · 2,797 sq ft
$969,000Est. $5,157/moExceptionally well maintained Arvida Model Home in Sawmill Lakes. Pavered courtyard driveway welcomes you to this 4bd,…
Listing Office: berkshire hathaway homeservices florida network realty
For Sale517 E Moss Wood TracePonte Vedra Beach, FL 32082
4 bd · 2.5 ba · 2,211 sq ft
$705,000Est. $3,752/moPRICE REDUCED & SELLER OFFERING $5000 BUYER INCENTIVE TO USE AS YOU CHOOSE!! CAN CLOSE FAST!! Top-tier schools, NO CDD…
Listing Office: ponte vedra key realty
For Sale816 Sawyer Run LanePonte Vedra Beach, FL 32082
4 bd · 2 ba · 1,798 sq ft
$625,000Est. $3,327/moBEST VALUE IN SAWMILL LAKES! Beautifully renovated and move-in ready, this 4-bedroom, 2-bath home at 816 Sawyer Run…
Listing Office: berkshire hathaway homeservices florida network realty
Keep looking
Similar homes in Ponte Vedra Beach
Explore the area
More in Sawmill Lakes
Sawmill Lakes guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines