This lot is in Fernandina Beach.
Active·186 days on market
Lot C S 13th Street
Fernandina Beach, FL 32034
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About this lot
Fernandina Beach
** PRICE IMPROVEMENT ** More bang for your buck on this unimproved OVERSIZED lot measured at 80 x 100 and ready for your island dream home. Centrally located on Amelia Island, this property provides great access to charming and historic Centre Street dining and entertainment, all the parks and water access points, and of course, the shimmering Atlantic beach just 5 minutes away.
Next steps in Amelia Island
Cost to own
Carrying cost
What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 1, Nassau St. & S Fletcher Ave.about 1 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 1 mi · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 0.9 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 1 mi · Egan's Creek
Closest grocery store
Walmart Supercenterabout 1.0 mi · 1385 Amelia Plaza, Fernandina Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $216,000 | $42,093 | — |
| 2024 | $176,000 | $38,266 | — |
| 2023 | $128,000 | $34,787 | — |
| 2022 | $102,400 | $31,625 | — |
| 2021 | $76,800 | $28,750 | — |
| 2020 | $64,000 | $26,136 | — |
2025 property taxes (current owner): $1,835/yr
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 4, 2026Price change$245,000−$5,000
- Apr 26, 2026Listed$250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $1,090,909 an acre; this lot is listed at $1,289,474 an acre.
| Address | Closed | Price | $/acre | Acres | DOM | Miles |
|---|---|---|---|---|---|---|
| 0 Division Street, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Oct 2025 | $120,000 | $1,090,909 | 0.11 | 50 | 0.1 |
| 00 Division Street, Fernandina Beach, FL 32034Listed by PURSUIT REAL ESTATE, LLC | Oct 2025 | $195,000 | $975,000 | 0.2 | 1 | 0.3 |
| 0 Sorensen Terrace, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Mar 2026 | $180,500 | $1,289,286 | 0.14 | 110 | 0.7 |
| 761 Wax Wing Lane, Fernandina Beach, FL 32034Listed by PURSUIT REAL ESTATE, LLC | Sep 2026 | $130,000 | $371,429 | 0.35 | 156 | 1.4 |
| 0 Fletcher Avenue N, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | May 2026 | $950,000 | $5,277,778 | 0.18 | 219 | 1.4 |
| 432 Escambia Street, Fernandina Beach, FL 32034Listed by INTEGRITY KEY REALTY LLC | Oct 2025 | $90,000 | $900,000 | 0.1 | 567 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.
Features
School Information
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: PINEYWOODS REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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