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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This lot is in Fernandina Beach.

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Sold

Sold·Closed Oct 14, 2025·50 days on market·Recent sales in Amelia Island

0 Division Street

Fernandina Beach, FL 32034

$120,000sold priceListed at $150,000 · 80% of askingMLS# 2099525
0.11
Acres
4,792
Lot Sq Ft
50X100
Dimensions
No
Waterfront
—
Zoning
Public
Sewer
No HOA4,792 sqft lotUnimproved Land

About this lot

Fernandina Beach

Build Your Island Dream Home in the Heart of Fernandina Beach! This residential lot is perfectly situated within the city limits of Fernandina Beach, offering the ideal blend of location and lifestyle. Embrace a walkable or bike-friendly community just minutes from historic downtown, the Peck Center, Elm Park, the Elementary School and the vibrant shops, restaurants, and breweries along 8th Street and beyond. You're also just a short 2 miles to the beautiful beaches of Amelia Island. With no HOA and the freedom to choose your own builder, this is a rare opportunity for full-time living, a vacation getaway, or a smart investment property. City water and sewer are available for easy development. Don't miss your chance to own a piece of Amelia Island and bring your coastal vision to life! Seller is also selling the home and lot next door. Purchase both for a nice double lot home.

Cost to own

Carrying cost

What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.

Property taxesest. at asking price, Nassau County$166
Estimated total, taxes and HOA$166/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,116/yr · $93/mo
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,116/yr

Estimated taxes if purchased at asking price: ~$2,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $2,600,000 an acre; this lot is listed at $1,363,636 an acre.

AddressClosedPrice$/acreAcresDOMMiles
00 Division Street, Fernandina Beach, FL 32034Listed by PURSUIT REAL ESTATE, LLCOct 2025$195,000$975,0000.210.2
0 Sorensen Terrace, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTMar 2026$180,500$1,289,2860.141100.7
432 Escambia Street, Fernandina Beach, FL 32034Listed by INTEGRITY KEY REALTY LLCOct 2025$90,000$900,0000.15671.3
0 Fletcher Avenue N, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAMay 2026$950,000$5,277,7780.182191.5
803 White Street, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYDec 2025$260,000$2,600,0000.1131.9
811 White Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYOct 2025$280,000$2,800,0000.12301.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.

Features

Price$150,000
Acres0.11 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Is WaterfrontNo

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address0 Division Street, Fernandina Beach, FL 32034
Area410-Fernandina Beach Downtown-West
SubdivisionCity Of Fernandina Beach
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size4,791.6 sq ft
Lot Dimensions50X100
Parcel Number0000311800021409A1
ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic

Exterior

Lot DescriptionFew Trees
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJuly 19, 2025
Days on Market50
Tax Amount$1,116.31
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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