This lot is in Fernandina Beach.
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Sold·Closed Oct 14, 2025·50 days on market·Recent sales in Amelia Island
0 Division Street
Fernandina Beach, FL 32034
About this lot
Fernandina Beach
Build Your Island Dream Home in the Heart of Fernandina Beach! This residential lot is perfectly situated within the city limits of Fernandina Beach, offering the ideal blend of location and lifestyle. Embrace a walkable or bike-friendly community just minutes from historic downtown, the Peck Center, Elm Park, the Elementary School and the vibrant shops, restaurants, and breweries along 8th Street and beyond. You're also just a short 2 miles to the beautiful beaches of Amelia Island. With no HOA and the freedom to choose your own builder, this is a rare opportunity for full-time living, a vacation getaway, or a smart investment property. City water and sewer are available for easy development. Don't miss your chance to own a piece of Amelia Island and bring your coastal vision to life! Seller is also selling the home and lot next door. Purchase both for a nice double lot home.
Next steps in Amelia Island
Cost to own
Carrying cost
What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 1, Nassau St. & S Fletcher Ave.about 2 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 1 mi · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 0.8 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 1 mi · Egan's Creek
Closest grocery store
Walmart Supercenterabout 1 mi · 1385 Amelia Plaza, Fernandina Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,116/yr
Estimated taxes if purchased at asking price: ~$2,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $2,600,000 an acre; this lot is listed at $1,363,636 an acre.
| Address | Closed | Price | $/acre | Acres | DOM | Miles |
|---|---|---|---|---|---|---|
| 00 Division Street, Fernandina Beach, FL 32034Listed by PURSUIT REAL ESTATE, LLC | Oct 2025 | $195,000 | $975,000 | 0.2 | 1 | 0.2 |
| 0 Sorensen Terrace, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Mar 2026 | $180,500 | $1,289,286 | 0.14 | 110 | 0.7 |
| 432 Escambia Street, Fernandina Beach, FL 32034Listed by INTEGRITY KEY REALTY LLC | Oct 2025 | $90,000 | $900,000 | 0.1 | 567 | 1.3 |
| 0 Fletcher Avenue N, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | May 2026 | $950,000 | $5,277,778 | 0.18 | 219 | 1.5 |
| 803 White Street, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Dec 2025 | $260,000 | $2,600,000 | 0.1 | 13 | 1.9 |
| 811 White Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Oct 2025 | $280,000 | $2,800,000 | 0.1 | 230 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.
Features
School Information
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Oct 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines



