Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Azalea Ridge, Middleburg — a home near Middleburg High School.

Photo 1 / 24
Sold

Sold·Closed Aug 7, 2026·61 days on market·Recent sales in Azalea Ridge·Azalea Ridge

1837 Cherry Creek Way

Middleburg, FL 32068

$299,900sold priceListed at $299,900 · 100% of asking$162/sqftMLS# 2141777
4
Beds
2
Baths
1,856
Sq Ft
2016
Built
2
Garage
No
Pool

9 more homes for sale in Azalea Ridge →Search Azalea Ridge on the map

HOA $7/mo6,534 sqft lotSingle Family Residence1 story

About this home

Azalea Ridge

This 4-bedroom, 2-bathroom single-story home is in move-in condition, offering a turnkey opportunity for buyers seeking a spacious and well-maintained place to call home. The home boasts a functional floor plan with a practical blend of tile and carpeting throughout, ensuring comfort in the bedrooms and durability in the main living areas. The kitchen is equipped with modern stainless-steel appliances and dependable laminate countertops, providing an efficient space for cooking and daily life. With four full bedrooms on a single level, this home is an excellent find for those prioritizing accessibility and ample square footage without the hassle of stairs. Schedule your showings today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,661
Property taxesest. at asking price, Clay County$460
HOAbilled annually$7
Estimated total, before insurance$2,127/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,648/yr · $471/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,900
$59,980
Loan Term
Monthly Payment
$1,661
Principal & Interest: $1,661
Property taxes (est.): $460
Insurance (est.): $200
Estimated Total Monthly
$2,321
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tar/Gravel — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$283,710$283,710—
2024$293,727$274,320—
2023$296,197$249,382—
2022$273,409$226,711—
2021$211,835$206,101—
2020$194,519$187,365—

2025 property taxes (current owner): $5,648/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 7, 2026Closed$299,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $162/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1841 Cherry Creek Way, Middleburg, FL 32068Listed by WATSON REALTY CORPSep 2026$288,000$1833/21,5721030
1829 Cherry Creek Way, Middleburg, FL 32068Listed by W & E Realty, LLCJul 2026$357,000$1524/2.52,352740
1866 Cherry Creek Way, Middleburg, FL 32068Listed by ENTERA REALTY LLCAug 2026$300,000$1624/21,856550.1
1978 Rock Springs Way, Middleburg, FL 32068Listed by MOMENTUM REALTYJul 2026$325,000$1734/21,881150.1
1856 Woodland Glen Road, Middleburg, FL 32068Listed by JPAR CITY AND BEACHJul 2026$315,000$1694/21,861100.2
1837 Marias River Court, Middleburg, FL 32068Listed by MARKETPLACE HOMESSep 2026$370,000$1704/22,182170.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,900
Price / Sq Ft$162
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,856
Acres0.15 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryTynes
MiddleWilkinson

Community Information

Address1837 Cherry Creek Way, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionAzalea Ridge
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size6,534 sq ft
Parcel Number01052400592400608
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryWasher Hookup

Exterior

Patio / PorchPatio
FencingBack Yard
RoofTar/Gravel
ConstructionVinyl Siding

Additional Information

Date ListedApril 24, 2026
Days on Market61
HOA Fees$80 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,648.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENTERA REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Azalea Ridge

Azalea Ridge is a neighborhood in Jacksonville, FL (Clay County), ZIP 32068.

View all Azalea Ridge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines