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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Azalea Ridge, Middleburg.

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Sold

Sold·Closed Sep 10, 2026·103 days on market·Recent sales in Azalea Ridge·Azalea Ridge

1841 Cherry Creek Way

Middleburg, FL 32068

$288,000sold priceListed at $288,000 · 100% of asking$183/sqftMLS# 2141101
3
Beds
2
Baths
1,572
Sq Ft
2016
Built
2
Garage
No
Pool

9 more homes for sale in Azalea Ridge →Search Azalea Ridge on the map

FEMA Zone XHOA $7/mo6,534 sqft lotSingle Family Residence1 story

About this home

Azalea Ridge

Seller offering $5,000 in concessions toward pre-paid, closing costs, or rate buy down with acceptable offer! Welcome to Azalea Ridge! This well maintained 3-bedroom, 2 bath home built in 2016 offers 1,572 sq ft with an open, functional layout ideal for everyday living and entertaining. Recent updates include a new HVAC system for added efficiency and peace of mind. The fully fenced backyard provides privacy and space for outdoor enjoyment. Located in a community with amenities, low annual HOA and CDD, this home offers added value. Conveniently situated near shopping, dining, and major roadways with easy access to the First Coast Expressway for commuting. Move-in ready and centrally located. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,595
Property taxesest. at asking price, Clay County$441
HOAbilled annually$7
Estimated total, before insurance$2,044/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,158/yr · $430/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$288,000
$57,600
Loan Term
Monthly Payment
$1,595
Principal & Interest: $1,595
Property taxes (est.): $441
Insurance (est.): $192
Estimated Total Monthly
$2,229
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$251,554$251,554—
2024$260,204$248,438—
2023$262,351$225,853—
2022$241,357$205,321—
2021$186,656$186,656—
2020$171,734$171,734—

2025 property taxes (current owner): $5,158/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 10, 2026Closed$288,000
  • Aug 2, 2026Active Under Contract$288,000
  • Apr 21, 2026Listed$288,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1837 Cherry Creek Way, Middleburg, FL 32068Listed by ENTERA REALTY LLCAug 2026$299,900$1624/21,856610
1866 Cherry Creek Way, Middleburg, FL 32068Listed by ENTERA REALTY LLCAug 2026$300,000$1624/21,856550.1
1978 Rock Springs Way, Middleburg, FL 32068Listed by MOMENTUM REALTYJul 2026$325,000$1734/21,881150.1
1856 Woodland Glen Road, Middleburg, FL 32068Listed by JPAR CITY AND BEACHJul 2026$315,000$1694/21,861100.2
4327 Warm Springs Way, Middleburg, FL 32068Listed by TOP SOURCE REALTY LLCJul 2026$259,900$1524/21,705410.4
4122 Fishing Creek Lane, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$340,000$1893/21,795230.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$288,000
Price / Sq Ft$183
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,572
Acres0.15 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1841 Cherry Creek Way, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionAzalea Ridge
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size6,534 sq ft
Parcel Number01052400592400607

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesConvection Oven
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

FencingPrivacy, Vinyl

Additional Information

Date ListedApril 21, 2026
Days on Market103
HOA Fees$88 / Annually
HOA FrequencyAnnually
Tax Amount$5,157.82
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Azalea Ridge

Azalea Ridge is a neighborhood in Jacksonville, FL (Clay County), ZIP 32068.

View all Azalea Ridge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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