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This home is in Azalea Ridge, Middleburg.

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Active

Active·1 day on market·Azalea Ridge

1608 Azalea Ridge Boulevard

Middleburg, FL 32068

$335,000$196/sqftEst. $1,720/moMLS# 2160901

Beds

Baths

1,705

Sq Ft

2019

Built

Garage

Pool

About this home

Azalea Ridge

Welcome home to this adorable 4-bedroom, 2-bathroom home in the highly desirable Azalea Ridge community of Middleburg! Beautifully maintained and thoughtfully updated, this home shows like a model and offers the perfect combination of style, comfort, privacy, and convenience. Step inside to find LVP flooring throughout, updated lighting, and custom trim details that give the home a warm, elevated feel. The kitchen features stainless steel appliances, dark wood cabinetry, and a deep sink, with a functional layout that flows seamlessly into the main living areas. The nursery features beautiful custom trim work, adding even more character to this move-in-ready home. The backyard is made for entertaining! A new paver patio and pergola create the perfect setting for grilling, gathering with friends, or relaxing outdoors. Even better, the home sits directly beside community green space, meaning there are no neighboring homes immediately to the

Cost to own

Mortgage calculator

Home Price

$335,000

Down Payment: 20%

$67,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,720

Principal & Interest: $1,720

Property taxes (est.): $513

Insurance (est.): $223

Estimated Total Monthly

$2,457

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,720

Property taxesest. at asking price, Clay County$513

HOAbilled annually$7

Estimated total, before insurance$2,241/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,096/yr · $341/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,096/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 21, 2026Active$335,000
Aug 19, 2026Listed$335,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$335,000

Price / Sq Ft$196

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,705

Acres0.17 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address1608 Azalea Ridge Boulevard, Middleburg, FL 32068

Area141-Middleburg NW

SubdivisionAzalea Ridge

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Lot Size7,405.2 sq ft

Parcel Number36042400592400707

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Park, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet

# of Stories1

LevelsOne

LaundryIn Unit