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Sold

$386,000Sold3 bd · 2 ba · 2,254 sq ft

Sold·Closed Nov 6, 2026·18 days on market

1488 Long Bay Road

Middleburg, FL 32068

$386,000sold priceListed at $425,000 · 90.8% of asking$171/sqftMLS# 2165390
3
Beds
2
Baths
2,254
Sq Ft
2017
Built
—
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

About this home

Middleburg

Multiple offers- highest and best due Monday October 5th at 4pm SPACE, PRIVACY & A DREAM KITCHEN! Situated on 2 acres, this 3-bedroom, 2-bath home offers the perfect combination of country living and everyday convenience. Step inside to an open-concept layout centered around a chef's dream kitchen with plenty of space for cooking, gathering and entertaining. Outside, the possibilities continue with a small barn perfect for farm animals, plus a large shed offering tons of additional storage. Enjoy room to spread out while still being conveniently located near the First Coast Expressway, shopping, dining and more. Acreage, functionality and a great Middleburg location all in one!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,104
Property taxesest. at asking price, Clay County$579
Estimated total, before insurance$2,683/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,713 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Nov 10, 2026Closed$425,000
  • Nov 3, 2026Pending$425,000
  • Oct 7, 2026Active Under Contract$425,000
  • Sep 18, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1476 Long Bay Road, Middleburg, FL 32068Listed by UNITED REAL ESTATE GALLERYNov 2026$370,000$2173/21,702180
1608 Azalea Ridge Boulevard, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNSOct 2026$325,000$1914/21,705270.4
4207 Cherry Lake Lane, Middleburg, FL 32068Listed by UNITED REAL ESTATE GALLERYSep 2026$405,000$1624/32,5051250.5
1724 Austin Lake Way, Middleburg, FL 32068Listed by RE/MAX UNLIMITEDOct 2026$390,000$1854/32,112550.6
1733 Austin Lake Way, Middleburg, FL 32068Listed by ZUMOT REALTYOct 2026$385,000$1903/22,0252700.6
4122 Fishing Creek Lane, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$340,000$1893/21,795230.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$425,000
Price / Sq Ft$189
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,254
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryTynes, reported on 4 other Metes & Bounds listings
MiddleWilkinson, reported on 5 other Metes & Bounds listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1488 Long Bay Road, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionMetes & Bounds
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Parcel Number35042400582900200

Amenities

UtilitiesCable Connected
Water SourceShared Well
ParkingShared Driveway

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 18, 2026
Days on Market18
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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