This home is in Azalea Ridge, Middleburg — a home near Middleburg High School.
$389,5005 bd · 3 ba · 2,556 sq ft
Active·49 days on market·Azalea Ridge
3825 Bronco Road
Middleburg, FL 32068
2 more homes for sale in Azalea Ridge →Search Azalea Ridge on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Azalea Ridge
**VA ASSUMABLE LOAN** Welcome home to your Spacious 5 bedroom/3 Full Bath home located just south of Oakleaf/Eagle Landing in Azalea Ridge. This 2018 build has an inviting and well thought out layout and is perfect for large families and entertaining. There is also a first-floor office, and a full bathroom for guests. There is also a bonus room on the second floor. The property features a large fenced in back yard and a wood deck. Conveniently located near restaurants, shopping, NAS Jax, hospitals, schools and the First Coast Expressway! This part of Middleburg has experienced significant growth over the past few years. Jennings State Forest and other parks and trails are only minutes away. Azalea Ridge has a beautiful new amenity center and multiple pools/playgrounds across the neighborhood.
Next steps in Azalea Ridge
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,784 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Sal Taylor Creek Preserve37 min drive · 4.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 2 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 3 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenter15 min drive · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $381,813 | $381,813 | — |
| 2024 | $395,976 | $395,976 | — |
| 2023 | $397,677 | $397,677 | — |
| 2022 | $368,042 | $222,162 | — |
| 2021 | $285,347 | $214,235 | — |
| 2020 | $260,587 | $210,587 | — |
2025 property taxes (current owner): $7,145/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 30, 2026Price change$389,500−$500
- Oct 11, 2026Price change$390,000−$5,999
- Sep 21, 2026Listed$395,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $152/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4122 Fishing Creek Lane, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $340,000 | $189 | 3/2 | 1,795 | 23 | 0.3 |
| 1837 Marias River Court, Middleburg, FL 32068Listed by MARKETPLACE HOMES | Sep 2026 | $370,000 | $170 | 4/2 | 2,182 | 17 | 0.3 |
| 1837 Cherry Creek Way, Middleburg, FL 32068Listed by ENTERA REALTY LLC | Aug 2026 | $299,900 | $162 | 4/2 | 1,856 | 61 | 0.3 |
| 3800 Great Falls Loop, Middleburg, FL 32068Listed by COLDWELL BANKER ANABASIS REALTY | Oct 2026 | $360,000 | $180 | 3/2.5 | 2,005 | 8 | 0.4 |
| 1724 Austin Lake Way, Middleburg, FL 32068Listed by RE/MAX UNLIMITED | Oct 2026 | $390,000 | $185 | 4/3 | 2,112 | 55 | 0.4 |
| 1866 Cherry Creek Way, Middleburg, FL 32068Listed by ENTERA REALTY LLC | Aug 2026 | $300,000 | $162 | 4/2 | 1,856 | 55 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Azalea Ridge
Azalea Ridge is a neighborhood in Jacksonville, FL (Clay County), ZIP 32068.
View all Azalea Ridge homes for sale →Keep looking
More homes in Azalea Ridge
For Sale4346 Green River PlaceMiddleburg, FL 32068
2 bd · 2 ba · 1,799 sq ft
$388,000Est. $2,065/moBeautiful home in the gated 55+ Freedom Community in Azalea Ridge! Want comfort, style, and relaxed Florida living?…
Listing Office: crossview realty
For RentLease
1897 High Prairie LaneMiddleburg, FL 32068
3 bd · 2 ba · 1,729 sq ft
$1,850/moBeautiful 3 Bedroom/2 Bath home located in Azalea Ridge. Home has an open floor plan with granite countertops and…
Listing Office: kellar realty and property management inc
Keep looking
Similar homes in Middleburg
Explore the area
More in Azalea Ridge
Azalea Ridge guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines