Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Azalea Ridge, Middleburg.

Photo 1 / 35
Active

Active·3 days on market·Azalea Ridge

4346 Green River Place

Middleburg, FL 32068

$388,000$216/sqftEst. $2,115/mo mortgageMLS# 2170949
2
Beds
2
Baths
1,799
Sq Ft
2021
Built
2
Garage
No
Pool

3 more homes for sale in Azalea Ridge →Search Azalea Ridge on the map

FEMA Zone XHOA $225/mo7,841 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Azalea Ridge

Beautiful home in the gated 55+ Freedom Community in Azalea Ridge! Want comfort, style, and relaxed Florida living? Cozy, modern, and functional, this 2BR/2BA gem shines with fresh exterior paint and a bright open floor plan! Inside, you'll appreciate the elegant crown molding and kitchen featuring beautiful quartz countertops, a double oven, and a large kitchen island perfect for entertaining. The elegant master suite has a beautiful tray ceiling and the home office adds to the thoughtful layout. Outside, enjoy a fenced back yard and relax on the back porch overlooking serene views and beautiful landscaping. Living in Freedom Azalea Ridge means access to two tiers of amenities and Freedom exclusively offers an Olympic-sized pool, pavilion with fireplace, dog park and two bocce ball courts. HOA provides grass cutting, mulching, fertilizing, and landscape trimming!

Next steps in Azalea Ridge

FollowNew Azalea Ridge homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,115
Property taxesest. at asking price, Clay County$595
HOAbilled monthly$225
Estimated total, before insurance$2,935/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,073/yr · $423/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$388,000
$77,600
Loan Term
Monthly Payment
$2,115
Principal & Interest: $2,115
Property taxes (est.): $595
Insurance (est.): $259
Estimated Total Monthly
$2,969
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,073/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 26, 2026Listed$388,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $216/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4345 Green River Place, Middleburg, FL 32068Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$320,000$1993/21,605280
4032 Sandbank Court, Middleburg, FL 32068Listed by REALTY ONE GROUP ELEVATEOct 2026$310,000$1933/21,604430.1
4122 Fishing Creek Lane, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$340,000$1893/21,795230.4
1837 Marias River Court, Middleburg, FL 32068Listed by MARKETPLACE HOMESSep 2026$370,000$1704/22,182170.4
3800 Great Falls Loop, Middleburg, FL 32068Listed by COLDWELL BANKER ANABASIS REALTYOct 2026$360,000$1803/2.52,00580.5
1608 Azalea Ridge Boulevard, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNSOct 2026$325,000$1914/21,705270.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$388,000
Price / Sq Ft$216
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,799
Acres0.18 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

School Information

This listingNo schools reported in the MLS
ElementaryTynes, reported on 29 other Azalea Ridge listings
MiddleWilkinson, reported on 33 other Azalea Ridge listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address4346 Green River Place, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionAzalea Ridge
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size7,840.8 sq ft
Parcel Number36042400592400869

Amenities

AmenitiesPool, Fitness Center
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island
AppliancesDishwasher, Double Oven, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Exterior FeaturesFire Pit
Patio / PorchFront Porch, Rear Porch
FencingBack Yard

Additional Information

Date ListedOctober 26, 2026
Days on Market3
HOA Fees$225 / Monthly
HOA FrequencyMonthly
Tax Amount$5,072.77
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: CROSSVIEW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Azalea Ridge

Azalea Ridge is a neighborhood in Jacksonville, FL (Clay County), ZIP 32068.

View all Azalea Ridge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines