This home is in Courtyards at Mayport, Jacksonville.
Active·155 days on market·Courtyards at Mayport
1403 W Defender Court
Jacksonville, FL 32233
4 more homes for sale in Courtyards at Mayport →Search Courtyards at Mayport on the map
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About this home
Courtyards at Mayport
*** $5,000***offered towards Buyers costs!! Assumable VA loan with Navy Fed possible at low interest rate! GARAGE AND a parking space with this 2/2 condo. Private courtyard entrance leads to front door. Fireplace and stairs to loft under skylights. Primary upstairs with balcony over looking courtyard. Laundry upstairs completes ease of living. Building rewrapped and new roof was 2022. 10 minute ride to beach amenities, the Beaches and Hanna Park Bike Trail and less to Mayport. Living at this price this close to the beach life and Naval Base is an incredible opportunity!
Next steps in Courtyards at Mayport
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely sewer · FL0038776 - City of Atlantic Beach GIS sewer features · Public water (record)
County records indicate this parcel on central sewer served by FL0038776 - City of Atlantic Beach GIS sewer features — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,706 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Kathryn Abbey Hanna Park (10 & 11)about 0.7 mi · 200 parking spaces
Closest park or preserve
Kathryn Abbey Hanna Parkabout 0.9 mi · 12.7 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 1 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Dutton Island Park & Preserve – North Kayak Launchabout 2 mi · Pablo Creek
Closest youth league fields
Donner Park & Gail Baker Community Centerabout 1 mi · Football, Soccer
Closest grocery store
Aldiabout 2 mi · 1209 Atlantic Boulevard, Neptune Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $205,500 | $205,500 | — |
| 2024 | $207,000 | $197,835 | ▼ $6,000 |
| 2023 | $213,000 | $179,850 | — |
| 2022 | $163,500 | $163,500 | — |
| 2021 | $93,000 | $18,272 | — |
| 2020 | $87,000 | $17,675 | — |
2026 property taxes (current owner): $3,675/yr
Estimated taxes if purchased at asking price: ~$3,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 12, 2026Price change$199,000−$6,000
- Oct 11, 2026Active$205,000
- Oct 1, 2026Active Under Contract$205,000
- Jul 23, 2026Price change$205,000−$10,000
- May 20, 2026Listed$215,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $151/sq ft; this home is listed at $192/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2102 Challenger Court E 2102, Atlantic Beach, FL 32233Listed by CHAD AND SANDY REAL ESTATE GROUP | Apr 2026 | $179,900 | $174 | 2/2 | 1,035 | 13 | 0 |
| 1703 Challenger Court W 1703, Jacksonville, FL 32233Listed by FULL HOUSE REALTY | Apr 2026 | $150,500 | $145 | 2/2 | 1,035 | 67 | 0 |
| 1101 W Defender Court 1101, Jacksonville, FL 32233Listed by REALHOME SERVICES AND SOLUTIONS INC | Aug 2026 | $137,000 | $132 | 2/2 | 1,035 | 47 | 0.1 |
| 1501 Challenger Court W, Jacksonville, FL 32233Listed by RE/MAX UNLIMITED | Jul 2026 | $149,000 | $172 | 2/2 | 864 | 12 | 0.1 |
| 791 Assisi Lane 1503, Jacksonville, FL 32233Listed by JWB REALTY LLC | Oct 2026 | $157,500 | $147 | 3/1.5 | 1,074 | 161 | 0.4 |
| 791 Assisi Lane 2105, Jacksonville, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $162,000 | $151 | 3/1.5 | 1,074 | 29 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: HOUSE & HAVEN
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Courtyards at Mayport
Courtyards at Mayport is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.
View all Courtyards at Mayport homes for sale →Keep looking
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Krista Fracke
Broker Associate
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