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This home is in Jacksonville.

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Active

Active·27 days on market

791 Assisi Lane 2105

Jacksonville, FL 32233

$175,000$163/sqftEst. $892/moMLS# 2152214
3
Beds
1
Baths
1,074
Sq Ft
1988
Built
Garage
No
Pool

About this home

Jacksonville

Fully updated 3BR/1.5BA townhome style condo in Atlantic Beach's Deerfield Lakes and there is nothing left to do but move in. New HVAC, newer windows, water heater, updated kitchen and baths, fresh paint, blinds, and fixtures throughout. All big ticket items are done! Community amenities include a dog park, pool and landscaping. Kathryn Abbey Hanna Park, 450 acres of oceanfront trails, beach, kayaking, and Northeast Florida's premier surf break is less than 2 miles away. Mayport Naval Air Station is 2.4 miles out. This is a great value in a convenient location. Schedule your showing today!

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$892
Principal & Interest: $892
Property taxes (est.): $286
Insurance (est.): $117
Estimated Total Monthly
$1,295
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$892
Property taxesest. at asking price, Duval County$286
HOAbilled monthly$322
Estimated total, before insurance$1,500/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$601/yr · $50/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$157,750$25,000
2024$155,300$25,000
2023$160,000$25,000
2022$100,000$25,000
2021$80,000$25,000 $8,000
2020$74,000$25,000

2025 property taxes (current owner): $601/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,797 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 26, 2026Listed$175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$175,000
Price / Sq Ft$163
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,074
Acres0.03 acres
Year Built1988
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMayport
MiddleMayport

Community Information

Address791 Assisi Lane 2105, Jacksonville, FL 32233
Area241-North Beach
SubdivisionDeerfield Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Lot Size1,306.8 sq ft
Parcel Number1693851334
ZoningCondominium

Amenities

AmenitiesPool
UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned

Interior

Interior FeaturesEat-in Kitchen, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt

Additional Information

Date ListedJune 26, 2026
Days on Market13
HOA Fees$322 / Monthly
HOA FrequencyMonthly
HOA NameElim Services Mgmt
Tax Amount$600.56
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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