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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach — a waterfront home in Jacksonville.

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Sold

Sold·Closed Apr 30, 2026·13 days on market·Recent sales in Atlantic Beach

2102 Challenger Court E 2102

Atlantic Beach, FL 32233

$179,900sold priceListed at $179,900 · 100% of asking$174/sqftMLS# 2135282
2
Beds
2
Baths
1,035
Sq Ft
1987
Built
—
Garage
No
Pool
HOA $463/mo436 sqft lotWaterfrontCondominium2 stories

About this home

Atlantic Beach

Seller is offering $5,000 Concession! *UPDATED*FRESHLY PAINTED**NEW WATER HEATER** This modern 2 bed/2 bath unit offers a bright and inviting atmosphere, highlighted by vaulted ceilings with skylights. The UPDATED KITCHEN features new cabinets, NEW APPLIANCES, and new granite countertops. Every detail has been attended to, from NEW TILE throughout the entire unit, the popcorn texture removed and new texture on ceilings. New fixtures throughout, and new lighting in the entire unit. The living space extends outdoors through NEW SLIDER DOORS and exterior doors installed to a fenced front porch/patio area. This home is offers peaceful views of a picturesque pond with a fountain. For added convenience, both bedrooms have en-suite bathrooms, and the 1st floor bedroom has its own entrance onto the front patio. Complete with an outdoor storage closet, this renovated gem perfectly blends comfort with contemporary design. DON'T MISS THIS ONE!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$996
Property taxesest. at asking price, Duval County$294
HOAbilled monthly$463
Estimated total, before insurance$1,753/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $265/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $151/sq ft; this home is listed at $174/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1703 Challenger Court W 1703, Jacksonville, FL 32233Listed by FULL HOUSE REALTYApr 2026$150,500$1452/21,035670
1101 W Defender Court 1101, Jacksonville, FL 32233Listed by REALHOME SERVICES AND SOLUTIONS INCAug 2026$137,000$1322/21,035470.1
1501 Challenger Court W, Jacksonville, FL 32233Listed by RE/MAX UNLIMITEDJul 2026$149,000$1722/2864120.1
791 Assisi Lane 1503, Jacksonville, FL 32233Listed by JWB REALTY LLCOct 2026$157,500$1473/1.51,0741610.4
791 Assisi Lane 2105, Jacksonville, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$162,000$1513/1.51,074290.4
791 Assisi Lane 1704, Jacksonville, FL 32233Listed by UNITED REAL ESTATE GALLERYMay 2026$127,000$1592/180020.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$179,900
Price / Sq Ft$174
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,035
Acres0.01 acres
Year Built1987
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryMayport
MiddleMayport

Community Information

Address2102 Challenger Court E 2102, Atlantic Beach, FL 32233
Area242-Mayport
SubdivisionThe Courtyards
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size435.6 sq ft
Parcel Number1688710360
ZoningResidential

Amenities

AmenitiesPool
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Guest, Parking Lot
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingAttic Fan, Central Air, Electric
FlooringTile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesCourtyard, Other
Patio / PorchPatio
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedMarch 18, 2026
Days on Market13
HOA Fees$463 / Monthly
HOA FrequencyMonthly
HOA NameCourtyard Mayport
Tax Amount$265.2
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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