This home is in Jacksonville.

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Active·76 days on market

791 Assisi Lane 1503

Jacksonville, FL 32233

$169,904$158/sqftEst. $866/moMLS# 2143352

Beds

Baths

1,074

Sq Ft

1988

Built

—

Garage

Pool

About this home

Jacksonville

[RENOVATIONS COMPLETED, MAY 2026] Introducing this Move In-ready 3 bedroom condo in the desirable Deerfield Lakes community. Ideally located near Jacksonville's beaches, this home offers easy access to Atlantic Beach, the Intracoastal Waterway, Mayport Navy Station & nearby parks like Dutton Island Preserve & Hanna Park - perfect for enjoying a true coastal lifestyle. Enjoy easy living w/ wood-look vinyl flooring throughout, a separate dining area just off the kitchen, & a cozy fireplace w/ brand new mantle. The kitchen has been beautifully updated with granite countertops & Brand New SS Appliances! Both bedrooms are located upstairs & feature brand new plush carpeting w/ a convenient half bath on the main level for guests. The bathrooms have been updated w/ new vanities and fixtures, giving this home a clean, modern feel. Outside, you'll find a private utility/storage shed ideal for beach gear or tools. Deerfield Lakes...

Cost to own

Mortgage calculator

Home Price

$169,904

Down Payment: 20%

$33,981

Interest Rate: 6.58%

Loan Term

Monthly Payment

$866

Principal & Interest: $866

Property taxes (est.): $277

Insurance (est.): $113

Estimated Total Monthly

$1,257

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$866

Property taxesest. at asking price, Duval County$277

HOAbilled monthly$322

Estimated total, before insurance$1,466/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$157,750	$117,128	—
2024	$155,300	$106,480	—
2023	$160,000	$96,800	—
2022	$100,000	$88,000	—
2021	$80,000	$80,000	▲ $8,000
2020	$74,000	$74,000	—

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,804 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History