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This home is in Courtyards at Mayport, Jacksonville.

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Active·90 days on market·Courtyards at Mayport

1004 Defender Court W 1004

Jacksonville, FL 32233

$189,000$183/sqftEst. $1,047/mo mortgageMLS# 2156701
↓ $10,000 below original list
2
Beds
2
Baths
1,035
Sq Ft
1988
Built
—
Garage
No
Pool

4 more homes for sale in Courtyards at Mayport →Search Courtyards at Mayport on the map

FEMA Zone XHOA $463/mo436 sqft lotCondominium2 stories

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About this home

Courtyards at Mayport

Close to the Navel Base and to Restaurants and the Beach. This condo is just a short walk to the mail box and the pool. Courtyard is yours to decorate with flowers and furniture. Vaulted ceilings and skylights make the living area a bright cheerful place to spend time. The kitchen is tastefully renovated. The owner can choose the suite downstairs or the suite upstairs. Room for an office or game room in the loft area. Eveything you need to live life at the Beach!

Next steps in Courtyards at Mayport

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,047
Property taxesest. at asking price, Duval County$309
HOAbilled monthly$463
Estimated total, before insurance$1,818/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$189,000
$37,800
Loan Term
Monthly Payment
$1,047
Principal & Interest: $1,047
Property taxes (est.): $309
Insurance (est.): $126
Estimated Total Monthly
$1,481
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 3, 2026Price change$189,000−$10,000
  • Jul 23, 2026Listed$199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $151/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2102 Challenger Court E 2102, Atlantic Beach, FL 32233Listed by CHAD AND SANDY REAL ESTATE GROUPApr 2026$179,900$1742/21,035130
1703 Challenger Court W 1703, Jacksonville, FL 32233Listed by FULL HOUSE REALTYApr 2026$150,500$1452/21,035670
1101 W Defender Court 1101, Jacksonville, FL 32233Listed by REALHOME SERVICES AND SOLUTIONS INCAug 2026$137,000$1322/21,035470.1
1501 Challenger Court W, Jacksonville, FL 32233Listed by RE/MAX UNLIMITEDJul 2026$149,000$1722/2864120.1
791 Assisi Lane 1503, Jacksonville, FL 32233Listed by JWB REALTY LLCOct 2026$157,500$1473/1.51,0741610.4
791 Assisi Lane 2105, Jacksonville, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$162,000$1513/1.51,074290.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$189,000
Price / Sq Ft$183
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,035
Acres0.01 acres
Year Built1988
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

This listingNo schools reported in the MLS
ElementaryAnchor Academy, reported on 5 other Courtyards Mayport listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1004 Defender Court W 1004, Jacksonville, FL 32233
Area242-Mayport
SubdivisionCourtyards Mayport
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Lot Size435.6 sq ft
Parcel Number1688710180

Amenities

AmenitiesPool, Management - Off Site
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Primary Downstairs
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesCourtyard
Lot DescriptionFew Trees
FencingFenced
RoofShingle
ConstructionFrame, Wood Siding
Other StructuresShed(s)

Additional Information

Date ListedJuly 23, 2026
Days on Market72
HOA Fees$463 / Monthly
HOA FrequencyMonthly
HOA NameInterlaced Property Solutions
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Courtyards at Mayport

Courtyards at Mayport is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Courtyards at Mayport homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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