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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jun 29, 2026·39 days on market·Recent sales in Jacksonville

8107 Summer Point Court

Jacksonville, FL 32256

$220,000sold priceListed at $229,000 · 96.1% of asking$176/sqftMLS# 2141062
2
Beds
2.5
Baths
1,248
Sq Ft
2006
Built
—
Garage
No
Pool
HOA $240/mo1,307 sqft lotTownhouse2 stories

About this home

Jacksonville

Through no fault of the owner, this lovely property is back on the market. ATTN INVESTORS: HOA rules now require a two-year owner occupancy period before rental approval. Location, location, location! Ideally situated near major hospitals, St. Johns Town Center, and the new ''The Block Jax'' entertainment complex. Come see this well-maintained and tastefully updated 2BR/2.5BA townhouse with all new seamless LVP flooring throughout both levels and high-grade Berber carpet (with accident forgiveness warranty) on the stairs (2026). Neutral paint throughout, Google Nest doorbell, solid surface counters, designer lighting, modern ceiling fans and kitchen/bath fixtures replaced in 2026. Enjoy peace of mind with major recent upgrades: Carrier HVAC with smart thermostat (2024), LG ThinkIQ Craft Ice fridge (2024), Samsung smart washer/dishwasher (2025), and a modern master tub-to-shower conversion (2025). All appliances convey including washer/dryer! Summerfield is a beautifully maintained

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,219
Property taxesest. at asking price, Duval County$359
HOAbilled monthly$240
Estimated total, before insurance$1,818/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,672/yr · $139/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$220,000
$44,000
Loan Term
Monthly Payment
$1,219
Principal & Interest: $1,219
Property taxes (est.): $359
Insurance (est.): $147
Estimated Total Monthly
$1,725
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$207,860$83,900▲ $5,000
2024$203,701$80,828—
2023$210,960$77,018—
2022$179,515$73,319—
2021$146,535$69,728—
2020$136,152$68,075—

2025 property taxes (current owner): $1,672/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Closed$229,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8099 Summer Cove Court, Jacksonville, FL 32256Listed by OFFERPAD BROKERAGE FL LLCSep 2026$200,000$1602/2.51,248700.1
8097 Summergate Court, Jacksonville, FL 32256Listed by MOMENTUM REALTYJun 2026$225,000$1802/2.51,24840.1
7990 Baymeadows Road E 918, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$198,000$1643/21,206600.3
7990 Baymeadows Road E 803, Jacksonville, FL 32256Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$175,000$1453/21,2061270.4
7990 Baymeadows Road E 520, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$195,500$1393/21,408900.4
7990 Baymeadows Road E 201, Jacksonville, FL 32256Listed by MOMENTUM REALTYSep 2026$185,000$1533/21,20690.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$229,000
Price / Sq Ft$183
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,248
Acres0.03 acres
Year Built2006
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address8107 Summer Point Court, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSummerfield
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size1,306.8 sq ft
Parcel Number1677465135
ZoningPUD

Amenities

AmenitiesCar Wash Area, Fitness Center, Gated, Maintenance Grounds, Management - Off Site, Trash
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, Thermostat
ParkingAssigned, Guest

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecurityCarbon Monoxide Detector(s), Key Card Entry, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionMany Trees
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionBrick, Composition Siding, Stucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedMay 28, 2026
Days on Market39
HOA Fees$240 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$1,672.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOME SOLD REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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