This home is in Jacksonville.

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Pending

Pending·48 days on market

8107 Summer Point Court

Jacksonville, FL 32256

$229,000$183/sqftEst. $1,219/moMLS# 2141062

Beds

Baths

1,248

Sq Ft

2006

Built

—

Garage

Pool

About this home

Jacksonville

Through no fault of the owner, this lovely property is back on the market. ATTN INVESTORS: HOA rules now require a two-year owner occupancy period before rental approval. Location, location, location! Ideally situated near major hospitals, St. Johns Town Center, and the new ''The Block Jax'' entertainment complex. Come see this well-maintained and tastefully updated 2BR/2.5BA townhouse with all new seamless LVP flooring throughout both levels and high-grade Berber carpet (with accident forgiveness warranty) on the stairs (2026). Neutral paint throughout, Google Nest doorbell, solid surface counters, designer lighting, modern ceiling fans and kitchen/bath fixtures replaced in 2026. Enjoy peace of mind with major recent upgrades: Carrier HVAC with smart thermostat (2024), LG ThinkIQ Craft Ice fridge (2024), Samsung smart washer/dishwasher (2025), and a modern master tub-to-shower conversion (2025). All appliances convey including washer/dryer! Summerfield is a beautifully maintained

Cost to own

Mortgage calculator

Home Price

$229,000

Down Payment: 20%

$45,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,157

Principal & Interest: $1,157

Est. Taxes & Insurance: $289

Estimated Total Monthly

$1,446

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,219

Property taxesest. at asking price, Duval County$374

HOAbilled monthly$240

Estimated total, before insurance$1,833/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$207,860	$83,900	▲ $5,000
2024	$203,701	$80,828	—
2023	$210,960	$77,018	—
2022	$179,515	$73,319	—
2021	$146,535	$69,728	—
2020	$136,152	$68,075	—

2025 property taxes (current owner): $1,672/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$229,000

Price / Sq Ft$183

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,248

Acres0.03 acres

Year Built2006

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUpdated/Remodeled

StatusPending

Has PoolNo

Is WaterfrontNo

Community Information

Address8107 Summer Point Court, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionSummerfield

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size1,306.8 sq ft

Parcel Number1677465135

ZoningPUD

Amenities

AmenitiesCar Wash Area, Fitness Center, Gated, Maintenance Grounds, Management - Off Site, Trash

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, Thermostat

ParkingAssigned, Guest

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Microwave

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Vinyl

# of Stories2

LevelsTwo

LaundryIn Unit, Upper Level

SecurityCarbon Monoxide Detector(s), Key Card Entry, Security Gate, Smoke Detector(s)