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Active

Active·364 days on market

1960 SE 150th Street

Summerfield, FL 34491

$975,000$296/sqftEst. $4,971/moMLS# 2102483

Beds

Baths

3,297

Sq Ft

1988

Built

Garage

Yes

Pool

About this home

Summerfield

Welcome to your dream property: 7.84 acres of picturesque pastureland adorned with grand oaks, a gated entrance, and a Magnolia-lined driveway that sets the stage for elegance and privacy. Located on the peaceful south end of the farm, this estate blends thoughtful design with luxurious upgrades inside and out. The 3,297sf main home (plus over 1,300sf apartment and office) has been beautifully updated in 2025 with a brand-new roof, a new HVAC system, and fresh interior and exterior paint that gives the entire property a crisp, modern look. Inside, you'll find ceramic tile floors that mimic the warmth of hardwood, sleek granite countertops, state-of-the-art appliances, and a cozy double-sided fireplace that connects the living and dining areas seamlessly.

Cost to own

Mortgage calculator

Home Price

$975,000

Down Payment: 20%

$195,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$4,971

Principal & Interest: $4,971

Insurance (est.): $650

Estimated Total Monthly

$5,621

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,971

Estimated total, before insurance$4,971/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$11,072/yr · $923/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2024 property taxes (current owner): $11,072/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 6, 2025Listed$975,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$975,000

Price / Sq Ft$296

Bedrooms4

Bathrooms6.00

Full Baths6

Square Footage3,297

Total Structure Area8,252 sq ft

Acres7.84 acres

Year Built1988

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages6

Has PoolYes

Pool FeaturesIn Ground, Waterfall

Is WaterfrontNo

Direction FacesNorth

School Information

MiddleBelleview

HighBelleview

Community Information

Address1960 SE 150th Street, Summerfield, FL 34491

Area643-Marion County-SE

SubdivisionSummerfield

CitySummerfield

CountyMarion

StateFL

Zip Code34491

Lot Size341,510.4 sq ft

Lot Dimensions330 X 1320

Parcel Number4468100400

ZoningAgricultural

Amenities

UtilitiesElectricity Connected

SewerSeptic Tank

Water SourceWell

Green / EnergyRoof

ParkingAttached, Circular Driveway, Garage, Garage Door Opener, Gated, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer/Dryer Stacked, Wine Cooler

HeatingCentral, Electric, Varies by Unit

CoolingCentral Air, Multi Units, Split System, Varies by Unit

FlooringCarpet, Laminate, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesDouble Sided, Wood Burning

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level, Upper Level, Washer Hookup

Window FeaturesSkylight(s)

SecurityClosed Circuit Camera(s), Security Gate, Smoke Detector(s)

Spa FeaturesIn Ground