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Active Under Contract

$890,000Active Under Contract4 bd · 6 ba · 3,297 sq ft

Active Under Contract·89 days on market

1960 SE 150th Street

Summerfield, FL 34491

$890,000$270/sqftEst. $4,823/mo mortgageMLS# 2102483
↓ $85,000 below original list
4
Beds
6
Baths
3,297
Sq Ft
1988
Built
6
Garage
Yes
Pool
FEMA Zone XNo HOA7.84 acresSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Summerfield

Welcome to your dream property: 7.84 acres of picturesque pastureland adorned with grand oaks, a gated entrance, and a Magnolia-lined driveway that sets the stage for elegance and privacy. Located on the peaceful south end of the farm, this estate blends thoughtful design with luxurious upgrades inside and out. The 3,297sf main home (plus over 1,300sf apartment and office) has been beautifully updated in 2025 with a brand-new roof, a new HVAC system, and fresh interior and exterior paint that gives the entire property a crisp, modern look. Inside, you'll find ceramic tile floors that mimic the warmth of hardwood, sleek granite countertops, state-of-the-art appliances, and a cozy double-sided fireplace that connects the living and dining areas seamlessly.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$4,823
Estimated total, before insurance$4,823/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$11,072/yr · $923/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$890,000
$178,000
Loan Term
Monthly Payment
$4,823
Principal & Interest: $4,823
Insurance (est.): $593
Estimated Total Monthly
$5,417
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 7.8-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 6:52 AM, sunset 5:34 PM.

  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $11,072/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 5, 2026Active Under Contract$890,000
  • Nov 2, 2026Price change$890,000−$35,000
  • Sep 24, 2026Price change$925,000−$20,000
  • Aug 25, 2026Price change$945,000−$30,000
  • Aug 6, 2025Listed$975,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$890,000
Price / Sq Ft$270
Bedrooms4
Bathrooms6.00
Full Baths6
Square Footage3,297
Total Structure Area8,252 sq ft
Acres7.84 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages6
Has PoolYes
Pool FeaturesIn Ground, Waterfall
Is WaterfrontNo
Direction FacesNorth

School Information

MiddleBelleview
HighBelleview

Community Information

Address1960 SE 150th Street, Summerfield, FL 34491
Area643-Marion County-SE
SubdivisionSummerfield
CitySummerfield
CountyMarion
StateFL
Zip Code34491
Lot Size341,510.4 sq ft
Lot Dimensions330 X 1320
Parcel Number4468100400
ZoningAgricultural

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
Green / EnergyRoof
ParkingAttached, Circular Driveway, Garage, Garage Door Opener, Gated, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer/Dryer Stacked, Wine Cooler
HeatingCentral, Electric, Varies by Unit
CoolingCentral Air, Multi Units, Split System, Varies by Unit
FlooringCarpet, Laminate, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided, Wood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Upper Level, Washer Hookup
Window FeaturesSkylight(s)
SecurityClosed Circuit Camera(s), Security Gate, Smoke Detector(s)
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony, Fire Pit, Outdoor Kitchen
Lot DescriptionAgricultural, Cleared, Many Trees
Patio / PorchCovered, Deck, Front Porch, Patio, Rear Porch, Screened
FencingFenced, Full, Wood
RoofShingle
ConstructionStucco
Other StructuresBarn(s), Guest House, Shed(s), Stable(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 18, 2026
Days on Market89
Tax Amount$11,072.31
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MILLER & COMPANY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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