This home is in eTown, Jacksonville.

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Pending

Pending·149 days on market·eTown

10235 Mineral Road

Jacksonville, FL 32256

$463,700$202/sqftEst. $2,468/moMLS# 2130517

Beds

Baths

2,291

Sq Ft

2026

Built

Garage

Pool

About this home

eTown

The Trunnion floor plan is a one of a kind - this 3 bedroom 2.5 bathroom villa with a 2 car garage has tons of natural light and overlooks the preserve in the front and the back of the home. The second level kitchen is nicely appointed with gorgeous painted linen (white) cabinets, quartz countertops, white tile backsplash, brushed nickel hardware and a stainless steel vent hood. Along with the kitchen, the luxurious Owners' Retreat, dining area, laundry and spacious living room are all upstairs - with everything the homeowner needs all on one floor. Large windows surround the upstairs living space while the sliding glass doors leads from the indoor dining area to the outside balcony overlooking the fully fenced in yard. This home is already upgraded to have LVP throughout all of the main areas and the owner's retreat. The secondary bedrooms and bathroom is located downstairs, enabling privacy for guests or work/life separation, if using as a home office.

Cost to own

Mortgage calculator

Home Price

$463,700

Down Payment: 20%

$92,740

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,357

Principal & Interest: $2,357

Est. Taxes & Insurance: $589

Estimated Total Monthly

$2,946

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,468

Property taxesest. at asking price, Duval County$757

HOAbilled monthly$240

Estimated total, before insurance$3,465/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.