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This home is in Fernandina Beach.

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Pending

96478 SOAP CREEK Drive, Fernandina Beach, FL 32034

$1,300,000
MLS# 2140198
3
Bedrooms
2
Bathrooms
3,405
Sq Ft
2023
Year Built

About This Home — 96478 SOAP CREEK Drive

River views and natural light define this coastal-style home in the gated Oyster Bay community. The main living area and primary bedroom both overlook the river/marsh, creating a calm, coastal feel throughout. Inside, the home offers light flooring, clean finishes, and an open layout that works well for everyday living. The primary suite includes a spacious bath with a freestanding tub and glass shower. Oyster Bay is know for its beautiful canopy of mature trees and offers a pool, clubhouse, tennis courts, pickleball, and walking trails, with optional access to the Yacht Club and Marina.

Features

Price$1,300,000
Price / Sq Ft$382
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,405
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementarySouthside
MiddleFernandina Beach
HighFernandina Beach

Community Information

Address96478 SOAP CREEK Drive, Fernandina Beach, FL 32034
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionOyster Bay Harbours
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number46-3N-28-6205-0027-0000

Amenities

AmenitiesPool, Clubhouse, Gated, Pickleball, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
Waterfront TypeMarsh

Interior

Interior FeaturesEntrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories2
LevelsTwo

Exterior

Patio / PorchFront Porch, Rear Porch
ConstructionStucco

Additional Information

Date ListedApril 15, 2026
Days on Market4
HOA Fees$375 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$1,300,000
$260,000
Loan Term
Monthly Payment
$6,919
Principal & Interest: $6,919
Est. Taxes & Insurance: $1,730
Estimated Total Monthly
$8,649
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida