This home is in Jacksonville.
Active·93 days on market
11287 Estancia Villa Circle 1205
Jacksonville, FL 32246
About this home
Jacksonville
Seller's preferred lender is offering 1% of the loan amount toward the buyer's closing costs. Welcome to this move-in ready 2-bedroom, 2.5-bath home that blends comfort, convenience, and modern style. From the moment you walk in, you'll notice the open layout designed for everyday living and easy entertaining. The kitchen features sleek granite countertops, bar seating, and a seamless flow into the spacious family room--perfect for hosting or relaxing at home. Luxury vinyl plank flooring adds durability and a clean, updated look throughout the main living areas. Upstairs, both bedrooms offer private en-suite bathrooms and generous closet space, giving each occupant their own retreat--ideal for roommates, guests, or a flexible lifestyle. This home has been thoughtfully updated over the past two years with a new washer, dryer, dishwasher, over-the-range microwave, all new smoke detectors, three ceiling fans, and modern light fixtures--giving buyers peace of mind and added value.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $246,000 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $195,500 | $195,500 | ▼ $9,000 |
| 2024 | $204,500 | $204,500 | — |
| 2023 | $204,500 | $175,450 | — |
| 2022 | $159,500 | $159,500 | — |
| 2021 | $136,000 | $77,071 | — |
| 2020 | $131,000 | $75,317 | — |
2025 property taxes (current owner): $3,498/yr
Estimated taxes if purchased at asking price: ~$4,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,514 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Apr 14, 2026Listed$229,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Villas Of Estancia
Active$215,000MLS# 2145564Est. $1,144/mo11355 Estancia Villa Circle 202, Jacksonville, FL 322462 Beds2 Baths1,287 sqftWelcome to 11355/2 Estancia Villa Circle, a well-maintained and move-in ready townhome located in the desirable Villas…
ResidentialMOMENTUM REALTY
For Rent$1,950/moMLS# 215308811312 Estancia Villa Circle 1005, Jacksonville, FL 322463 Beds2 Baths1,415 sqftCome view this affordable rent-ready unit with beautiful fountain views and a attached garage! This three bedroom, two…
Residential LeaseKST GROUP LLC
Keep looking
Similar homes in Jacksonville
Active$215,000MLS# 2147764Est. $1,144/mo10200 Belle Rive Boulevard 4103, Jacksonville, FL 322562 Beds2 Baths1,474 sqftResidentialRE/MAX SPECIALISTS
Active Under Contract$269,000MLS# 2133266Est. $1,432/mo12700 Bartram Park Boulevard 1230, Jacksonville, FL 322583 Beds2 Baths1,499 sqftResidentialWATSON REALTY CORP
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines