This home is in Jacksonville.
Active·187 days on market
11287 Estancia Villa Circle 1205
Jacksonville, FL 32246
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Seller's preferred lender is offering 1% of the loan amount toward the buyer's closing costs. Welcome to this move-in ready 2-bedroom, 2.5-bath home that blends comfort, convenience, and modern style. From the moment you walk in, you'll notice the open layout designed for everyday living and easy entertaining. The kitchen features sleek granite countertops, bar seating, and a seamless flow into the spacious family room--perfect for hosting or relaxing at home. Luxury vinyl plank flooring adds durability and a clean, updated look throughout the main living areas. Upstairs, both bedrooms offer private en-suite bathrooms and generous closet space, giving each occupant their own retreat--ideal for roommates, guests, or a flexible lifestyle. This home has been thoughtfully updated over the past two years with a new washer, dryer, dishwasher, over-the-range microwave, all new smoke detectors, three ceiling fans, and modern light fixtures--giving buyers peace of mind and added value.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,514 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
19th Ave Nabout 8 mi · 15 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)about 6 mi · 9.3 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 3 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 6 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Sandalwood High School Poolabout 0.5 mi · Swimming
Closest grocery store
Winn-Dixieabout 0.8 mi · 11380 Beach Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $246,000 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $195,500 | $195,500 | ▼ $9,000 |
| 2024 | $204,500 | $204,500 | — |
| 2023 | $204,500 | $175,450 | — |
| 2022 | $159,500 | $159,500 | — |
| 2021 | $136,000 | $77,071 | — |
| 2020 | $131,000 | $75,317 | — |
2025 property taxes (current owner): $3,498/yr
Estimated taxes if purchased at asking price: ~$4,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 17, 2026Price change$215,000−$9,500
- Aug 5, 2026Price change$224,500−$5,000
- Apr 14, 2026Listed$229,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $167/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11355 Estancia Villa Circle 202, Jacksonville, FL 32246Listed by MOMENTUM REALTY | Aug 2026 | $215,000 | $167 | 2/2.5 | 1,287 | 72 | 0.1 |
| 2519 Whispering Woods Boulevard 3, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $215,000 | $178 | 3/2 | 1,205 | 13 | 0.5 |
| 11750 White Horse Road, Jacksonville, FL 32246Listed by RIVER CITY RENTALS AND REALTY | Jul 2026 | $260,000 | $247 | 2/2 | 1,052 | 6 | 0.8 |
| 2633 Hidden Village Drive, Jacksonville, FL 32216Listed by BASS PROFESSIONAL REALTY, INC | Aug 2026 | $207,000 | $162 | 3/2 | 1,280 | 30 | 2.2 |
| 8812 Cavender Drive, Jacksonville, FL 32216Listed by HERRON REAL ESTATE LLC | Oct 2026 | $151,000 | $132 | 2/2 | 1,140 | 5 | 2.3 |
| 325 Greencastle Drive 55, Jacksonville, FL 32225Listed by ZALLOUM REALTY LLC | Aug 2026 | $173,900 | $122 | 2/2.5 | 1,428 | 12 | 2.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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