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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Plantation Oaks, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Sold

Sold·Closed Jun 24, 2026·38 days on market·Recent sales in Plantation Oaks·Plantation Oaks

299 Clearwater Drive

Ponte Vedra Beach, FL 32082

$1,680,000sold priceListed at $1,699,000 · 98.9% of asking$416/sqftMLS# 2139754
5
Beds
3.5
Baths
4,038
Sq Ft
2004
Built
3
Garage
Yes
Pool

6 more homes for sale in Plantation Oaks →Search Plantation Oaks on the map

HOA $212/moWaterfrontSingle Family Residence2 stories

About this home

Plantation Oaks

Welcome to 299 Clearwater Drive--undeniably one of the most stunning and extensively updated homes in the community. With architecture reminiscent of a luxury mountain chalet and over 4,000 square feet of thoughtfully designed living space, this 5 bedroom, 4 bathroom residence offers a rare blend of warmth, sophistication, and true move-in-ready peace of mind. Perfectly positioned on a private pond homesite across from preserve-like green space, the backyard is a true resort-style retreat. Enjoy Florida living at its finest with a heated saltwater pool and spa, expansive paver deck, summer kitchen, covered outdoor TV lounge, and panoramic screened enclosure--an entertainer's dream. Inside, soaring ceilings and designer finishes make an unforgettable first impression. The dramatic two-story gathering room showcases a floor-to-ceiling shiplap fireplace, striking coffered ceiling, and abundant natural light. Beautiful European white oak flooring flows throughout the home

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,306
Property taxesest. at asking price, St. Johns County$2,236
HOAbilled annually$212
Estimated total, before insurance$11,753/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,680,000
$336,000
Loan Term
Monthly Payment
$9,306
Principal & Interest: $9,306
Property taxes (est.): $2,236
Insurance (est.): $1,120
Estimated Total Monthly
$12,661
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,706 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,247,758$829,609—
2024$1,129,947$805,521—
2023$1,143,744$780,603—
2022$991,234$756,411—
2021$782,923$732,923—
2020$701,514$651,514—

Estimated taxes if purchased at asking price: ~$26,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $537/sq ft; this home is listed at $421/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
264 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by GAILEY ENTERPRISES LLCAug 2026$1,500,000$3135/64,799210.2
347 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,350,000$2876/5.54,70730.2
380 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,300,000$3065/54,246460.3
11 Cat Road, Ponte Vedra Beach, FL 32082Listed by MARSH VIEW REAL ESTATEJun 2026$2,500,000$6795/43,682710.3
17 Palm Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,625,000$5385/3.53,018940.4
195 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,925,000$5374/3.53,5881270.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,699,000
Price / Sq Ft$421
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,038
Total Structure Area4,038 sq ft
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Screen Enclosure
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address299 Clearwater Drive, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionPlantation Oaks
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0683720420
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Gated, Jogging Path, Pickleball, Playground, Tennis Court(s), Trash
Community FeaturesSidewalks, Street Lights
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway, Garage, Garage Door Opener
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wine Cellar
AppliancesConvection Oven, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units, Zoned
FlooringConcrete, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Porch, Rear Porch, Screened
FencingInvisible
RoofShingle
ConstructionFrame, Stone, Stucco
Road SurfaceConcrete
Road FrontageCity Street

Additional Information

Date ListedApril 20, 2026
Days on Market38
HOA Fees$2,542 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Plantation Oaks

Plantation Oaks is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Plantation Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines