This home is in Marsh Sound, Jacksonville.

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Pending

Pending·4 days on market·Marsh Sound

2153 Intracoastal Sound Drive

Jacksonville, FL 32224

$639,900$306/sqftEst. $3,253/moMLS# 2139739

Beds

Baths

2,088

Sq Ft

1995

Built

Garage

Yes

Pool

About this home

Marsh Sound

Back on Market!! Beautiful home in desirable Marsh Sound. Home is situated on a very nice lot on the lake. Home has a covered spacious patio and 15x30 inground pool with attached spa overlooking the lake. Recent upgrades include new quartz counter tops in the kitchen, all new high impact windows, 2 new sets of 8ft sliding glass doors, new garage door, tankless hot water heater, whole home water softener with reverse osmosis under kitchen sink, recently painted inside and out. Double sided fireplace with 2 mantels between formal living room and great room. Owner is allowing for a 10k flooring allowance. Full sprinkler system with separate irrigation meter. One owner home. Waiting for new roof to be installed.

Cost to own

Mortgage calculator

Home Price

$639,900

Down Payment: 20%

$127,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,253

Principal & Interest: $3,253

Property taxes (est.): $1,045

Insurance (est.): $427

Estimated Total Monthly

$4,724

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,253

Property taxesest. at asking price, Duval County$1,045

HOAbilled annually$63

Estimated total, before insurance$4,360/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$453,203	$177,932	▲ $25,000
2024	$429,666	$172,069	▲ $14,228
2023	$430,406	$170,456	—
2022	$394,500	$164,035	—
2021	$317,999	$157,801	—
2020	$296,376	$154,932	▲ $5,000

2025 property taxes (current owner): $3,686/yr

Estimated taxes if purchased at asking price: ~$12,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,641 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 21, 2026Pending$639,900
Jul 18, 2026Active$639,900
Jul 7, 2026Withdrawn$639,900
Apr 13, 2026Listed$639,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$639,900

Price / Sq Ft$306

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,088

Total Structure Area480 sq ft

Year Built1995

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Fenced, Pool Sweep

Is WaterfrontYes

School Information

ElementaryAlimacani

Community Information

Address2153 Intracoastal Sound Drive, Jacksonville, FL 32224

Area025-Intracoastal West-North Of Beach Blvd

SubdivisionMarsh Sound

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Dimensions80 x 200

Parcel Number1673330565

ZoningResidential

Amenities

AmenitiesPool, Management - Full Time

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewLake

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air

FlooringStone, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesDouble Sided, Wood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)

Spa FeaturesIn Ground, Private