Active·2 days on market
95001 Lanier Road
Fernandina Beach, FL 32034
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Fernandina Beach
TRUE DEEP WATERFRONT LIVING AT ITS FINEST! Situated on 1.17 acres overlooking the breathtaking Nassau River and endless marsh views, this extraordinary property offers the ultimate combination of privacy, luxury, and waterfront lifestyle. Complete with a private dock, boat lift, expansive inground pool, and incredible outdoor entertaining spaces, this is truly a rare find! Inside, soaring ceilings, custom wood beams, shiplap accents, and gorgeous bamboo flooring create a warm yet sophisticated atmosphere. The stunning great room features a massive quartz fireplace wall and picturesque views of the backyard oasis. The beautifully appointed kitchen boasts custom white cabinetry, butcher block countertops, stainless steel appliances, and a charming breakfast nook overlooking the water. Tucked away for privacy, the spacious primary suite features a spa-inspired ensuite with an oversized tiled shower and custom double vanities. Three additional guest bedrooms, versatile flex spaces
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,503 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Burney Parkabout 5 mi · 220 parking spaces
Closest park or preserve
Betz-Tiger Point Preserveabout 5 mi · 4.3 mi of trails
Closest public boat ramp
Holly Point Boat Rampabout 0.4 mi · Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 4 mi · Edwards Creek
Closest youth league fields
William F. Sheffield Regional Parkabout 6 mi · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 15, 2026Listed$1,549,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $259/sq ft; this home is listed at $490/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 940197 Old Nassauville Road, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERS | Sep 2026 | $868,000 | $369 | 4/2.5 | 2,350 | 63 | 0.3 |
| 85110 Southern Creek Boulevard, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERS | Aug 2026 | $549,000 | $202 | 4/3.5 | 2,715 | 59 | 1.3 |
| 85158 Southern Crk Boulevard, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERS | Mar 2026 | $685,000 | $259 | 5/4 | 2,649 | 6 | 1.3 |
| 95464 Wilder Boulevard, Fernandina Beach, FL 32034Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Mar 2026 | $1,725,000 | $622 | 3/3 | 2,775 | 96 | 1.4 |
| 85645 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by INTEGRITY ONE PROPERTIES LLC | Oct 2026 | $453,483 | $199 | 4/3 | 2,282 | 48 | 1.6 |
| 85621 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by LATITUDE 30 REALTY LLC | Sep 2026 | $455,000 | $199 | 4/3 | 2,282 | 81 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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