This home is in Jacksonville.
$450,000Sold3 bd · 2 ba · 2,036 sq ft
Sold·Closed Oct 30, 2026·34 days on market·Recent sales in Jacksonville
9174 Milton Drive
Jacksonville, FL 32226
About this home
Jacksonville
River views, a HALF-ACRE lot, and NOT LOCATED IN A FLOOD ZONE! Located just off Heckscher Drive in the North Florida Keys, this 3-bedroom, 2-bath frame-constructed home with brick exterior offers the space, setting, and lifestyle that makes this area so desirable. Inside, you'll find a split-bedroom floor plan with no carpet, granite countertops, a gas fireplace, built-ins in the primary closet, an eat-in kitchen area, and a separate open dining room. A large screened lanai overlooks the expansive fenced backyard with plenty of room to enjoy the outdoors. The oversized 2-car garage provides additional space for a workshop or storage, while the long driveway offers plenty of additional parking. Enjoy river views from the front and a location surrounded by the North Florida Keys lifestyle, state parks, beaches, public boat ramps, waterfront dining, and easy access to the area's waterways. Amelia Island and Jacksonville International Airport are both approximately 20 minutes away.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,746 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Beach Pavillion, Little Talbot Island State Parkabout 5 mi · 100 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)about 0.9 mi · 9.3 mi of trails
Closest public boat ramp
Palms Fish Camp Public Rampabout 0.9 mi · St. Johns River - Clapboard Creek
Closest kayak & paddleboard launch
Joe Carlucci Sisters Creek Park – Paddlecraft Launch Beachabout 2 mi · St. Johns River
Closest youth league fields
Ed Austin Regional Parkabout 3 mi · Baseball, Softball, Soccer
Closest grocery store
Publixabout 2 mi · 2771 Monument Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:47 AM, sunset 5:32 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,502/yr
Estimated taxes if purchased at asking price: ~$8,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Nov 3, 2026Closed$475,000
- Oct 6, 2026Pending$475,000
- Sep 24, 2026Active Under Contract$475,000
- Sep 2, 2026Listed$475,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $221/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7047 Rivercrest Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORP | Oct 2026 | $414,200 | $164 | 3/2.5 | 2,518 | 112 | 0.2 |
| 6725 Beatrix Drive, Jacksonville, FL 32226Listed by BEE HOME REALTY, LLC | Sep 2026 | $345,000 | $182 | 3/2 | 1,896 | 109 | 0.2 |
| 6783 Cabello Drive, Jacksonville, FL 32226Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $630,000 | $240 | 4/3 | 2,621 | 4 | 0.2 |
| 6641 Ramoth Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORP | Jul 2026 | $315,000 | $179 | 3/3 | 1,760 | 79 | 0.5 |
| 4533 Monument Point Circle, Jacksonville, FL 32225Listed by LINDA STRICKLAND REALTY | Aug 2026 | $410,000 | $212 | 4/2 | 1,930 | 3 | 1.2 |
| 4647 Bluff Avenue, Jacksonville, FL 32225Listed by FLUID REALTY, LLC. | Aug 2026 | $375,000 | $203 | 4/2 | 1,845 | 2 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Sold by: JASON MITCHELL REAL ESTATE FLORIDA, LLC. (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Oct 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

