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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Morgans Cove, St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Jun 15, 2026·21 days on market·Recent sales in Morgans Cove·Morgans Cove

56 Cannon Ball Drive

St. Augustine, FL 32084

$431,000sold priceListed at $435,000 · 99.1% of asking$201/sqftMLS# 2139388
4
Beds
2
Baths
2,149
Sq Ft
2022
Built
3
Garage
No
Pool

12 more homes for sale in Morgans Cove →Search Morgans Cove on the map

HOA $34/mo0.49 acresSingle Family Residence1 story

About this home

Morgans Cove

**HUGE LOT**FENCED BACKYARD**GREAT LOCATION** Experience the perfect blend of space and comfort in this clean and well maintained home situated on a HUGE LOT with half an ACRE of land. This spacious 4 bed/2 bath residence welcomes you with a cozy front porch overlooking beautiful landscaping and a spacious extended driveway leading to a 3 CAR GARAGE. Inside, the OPEN FLOOR PLAN is flooded with lots of light creating a bright and inviting atmosphere. The kitchen features a large food prep island, tons of cabinetry and counter space, and a walk-in pantry. Retreat to the oversized primary bedroom, which boasts two expansive walk-in closets. Enjoy the outdoors on the back patio, or in the HUGE FULLY FENCED BACKYARD overlooking a peaceful forest. Located in the highly coveted St. Augustine, you are close to I-95 for easy travel, and just 15 mins to downtown St. Augustine and all of its historic charm! Don't miss out on this gem, schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,387
Property taxesest. at asking price, St. Johns County$574
HOAbilled annually$34
Estimated total, before insurance$2,995/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,742/yr · $312/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$431,000
$86,200
Loan Term
Monthly Payment
$2,387
Principal & Interest: $2,387
Property taxes (est.): $574
Insurance (est.): $287
Estimated Total Monthly
$3,248
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,662 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $407,300 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$365,010$240,025—
2024$352,110$232,553—
2023$342,860$224,323—
2022$67,200$67,200—

2025 property taxes (current owner): $3,742/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $202/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
571 Morgans Treasure Road, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYSep 2026$338,500$1983/21,7111240.2
2151 Deerwood Acres Drive, St. Augustine, FL 32084Listed by ENDLESS SUMMER REALTYJun 2026$696,000$3393/2.52,055230.8
125 S Prairie Lakes Drive, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$395,000$2503/21,577300.9
138 Falcon Ridge Road, St. Augustine, FL 32084Listed by PREMIER HOMES REALTY INCJul 2026$340,000$1993/21,711170.9
237 Encanto Way, St. Augustine, FL 32084Listed by WATSON REALTY CORPOct 2026$355,000$1914/21,856231.3
653 Narvarez Avenue, St. Augustine, FL 32084Listed by LPT REALTY LLCJun 2026$473,000$1934/32,44571.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$435,000
Price / Sq Ft$202
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,149
Acres0.49 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryWebster
MiddleMurray

Community Information

Address56 Cannon Ball Drive, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionMorgans Cove
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size21,344.4 sq ft
Parcel Number0956010170
ZoningResidential

Amenities

AmenitiesManagement - Off Site, Park, Playground
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Off Street
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionIrregular Lot
Patio / PorchPatio
FencingFenced, Back Yard
RoofShingle
ConstructionConcrete, Fiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedApril 14, 2026
Days on Market21
HOA Fees$408 / Annually
HOA FrequencyAnnually
HOA NameAlliance
Tax Amount$3,741.73
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Morgans Cove

Morgans Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Morgans Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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