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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Plantation Oaks, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Sold

Sold·Closed May 13, 2026·0 days on market·Recent sales in Plantation Oaks·Plantation Oaks

548 Honey Locust Lane

Ponte Vedra Beach, FL 32082

$1,650,000sold priceListed at $1,699,000 · 97.1% of asking$456/sqftMLS# 2138558
4
Beds
4
Baths
3,616
Sq Ft
2001
Built
3
Garage
Yes
Pool

4 more homes for sale in Plantation Oaks →Search Plantation Oaks on the map

HOA $212/mo0.41 acresSingle Family Residence2 stories

About this home

Plantation Oaks

Welcome to 548 Honey Locust Lane, a beautifully updated and meticulously maintained home in the heart of Plantation Oaks. Perfectly positioned on a private cul-de-sac lot with preserve views, this 4-bedroom, 4-bath residence offers 3,684 sq ft of thoughtfully designed living space, including an office and bonus room. From the moment you enter through custom solid mahogany doors, you'll notice the quality craftsmanship, including rich acacia wood floors, custom built-ins, and an inviting great room with wood-burning fireplace and gas starter. The updated chef's kitchen is a standout, featuring Monogram double ovens, a 36'' gas cooktop, 42'' refrigerator, wine cooler, custom cabinetry with specialty storage, and under-cabinet lighting. The luxurious primary suite includes a gas fireplace, California Closet system, and remodeled spa-like bath with LED mirrors. Step outside to your private backyard retreat with a heated saltwater pool and 10 person spa, pebble tech pool finish, screened

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$9,067
Property taxesest. at asking price, St. Johns County$2,196
HOAbilled annually$212
Estimated total, before insurance$11,475/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,889/yr · $657/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,580 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,889/yr

Estimated taxes if purchased at asking price: ~$26,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $398/sq ft; this home is listed at $470/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
132 Sawmill Lakes Boulevard, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$925,000$3314/32,79780.4
641 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$839,000$3204/2.52,62020.4
195 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,925,000$5374/3.53,5881270.5
17 Palm Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,625,000$5385/3.53,018940.5
317 S Mill View Way, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$1,000,000$3005/3.53,333500.5
101 Old Mill Court, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$1,151,000$3985/42,895830.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,699,000
Price / Sq Ft$470
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,616
Acres0.41 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Salt Water
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address548 Honey Locust Lane, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionPlantation Oaks
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size17,859.6 sq ft
Parcel Number0683720650
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Gated, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesOther, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Multi Units, Zoned
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas, Wood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level
SecuritySecurity Gate, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Lot DescriptionCul-De-Sac, Dead End Street
Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 6, 2026
Days on Market0
HOA Fees$2,542 / Annually
HOA FrequencyAnnually
HOA NameSovereign Jacobs
Tax Amount$7,888.75
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Plantation Oaks

Plantation Oaks is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Plantation Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines