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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Isle of Palms, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Aug 11, 2026·92 days on market·Recent sales in Isle of Palms·Isle of Palms

3345 Eunice Road

Jacksonville, FL 32250

$645,000sold priceListed at $695,000 · 92.8% of asking$275/sqftMLS# 2138431
3
Beds
2
Baths
2,346
Sq Ft
1960
Built
2
Garage
Yes
Pool

14 more homes for sale in Isle of Palms →Search Isle of Palms on the map

FEMA Zone XNo HOA16,553 sqft lotWaterfrontSingle Family Residence1 story

About this home

Isle of Palms

Unlock the potential of this waterfront opportunity in the highly sought-after Isle of Palms neighborhood. Nestled along a peaceful canal with direct access to the Intracoastal, this 3-bedroom, 2-bath residence offers over 2,300 square feet of space ready to be personalized and transformed into your dream coastal retreat. Inside, the home features a generous layout with a spacious primary suite complete with dual closets and a large en-suite bath, including a soaking tub and separate walk-in shower. The kitchen is well-equipped with granite countertops, solid wood cabinetry, stainless steel appliances, and a functional breakfast bar that opens to the main living areas--ideal for both everyday living and entertaining. A dedicated media room setup enhances the home's entertainment appeal, while large windows and sliding doors invite natural light and showcase tranquil water views.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,573
Property taxesest. at asking price, Duval County$1,053
Estimated total, before insurance$4,626/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,462/yr · $705/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$645,000
$129,000
Loan Term
Monthly Payment
$3,573
Principal & Interest: $3,573
Property taxes (est.): $1,053
Insurance (est.): $430
Estimated Total Monthly
$5,056
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,749 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$742,773$388,090—
2024$683,073$376,446▼ $871
2023$663,918$364,026—
2022$580,858$351,967▲ $20,046
2021$509,411$340,260—
2020$486,937$334,872▲ $13,616

2025 property taxes (current owner): $8,462/yr

Estimated taxes if purchased at asking price: ~$12,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 15, 2026Closed$695,000
  • Jul 31, 2026Pending$695,000
  • Jul 23, 2026Active Under Contract$695,000
  • Jul 17, 2026Price change$695,000−$54,000
  • Apr 19, 2026Listed$749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $314/sq ft; this home is listed at $296/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14637 Marsh View Drive, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,150,000$4924/2.52,337100.4
14803 Plumosa Drive, Jacksonville, FL 32250Listed by COASTAL REALTY JAXOct 2026$1,650,000$7613/22,1671560.6
3601 Crossview Drive, Jacksonville, FL 32224Listed by NEXT MOVE ATLANTIC COASTSep 2026$905,000$3104/32,919170.7
3631 Crossview Drive, Jacksonville, FL 32224Listed by INI REALTYSep 2026$840,000$3143/32,67940.8
2679 Treasure Cove Lane, Jacksonville, FL 32224Listed by HOME SOLD REALTY LLCSep 2026$518,000$2643/21,96521
3719 Sea Hawk Street E, Jacksonville, FL 32224Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$425,000$1914/2.52,227991.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$695,000
Price / Sq Ft$296
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,346
Total Structure Area3,042 sq ft
Acres0.38 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes
Direction FacesWest

Community Information

Address3345 Eunice Road, Jacksonville, FL 32250
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionIsle Of Palms
CityJacksonville
CountyDuval
StateFL
Zip Code32250
Lot Size16,552.8 sq ft
Lot Dimensions98 * 130
Parcel Number1771450000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate
ParkingAttached
ViewCanal, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Water Heater
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBoat Lift, Boat Slip, Dock
Patio / PorchRear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionBrick Veneer, Concrete, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 19, 2026
Days on Market92
Tax Amount$8,462.33
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Isle of Palms

Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Isle of Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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