This home is in St. Augustine.
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Sold·Closed Sep 16, 2025·35 days on market·Recent sales in St. Augustine
4502 Sandcastle Circle
St. Augustine, FL 32084
About this home
St. Augustine
Affordable beach living at this adorable, coastal retreat! This well-maintained 2-bedroom, 2-bathroom townhome offers the perfect blend of beachy chic and low-maintenance living—all just a short walk from the beach and under 15 minutes to the heart of historic St. Augustine. Step inside to find laminate wood flooring, abundant natural light, and an airy layout that feels like a permanent vacation. Downstairs you have easy living with your kitchen, dining, living room, guest bedroom, and full bathroom. Upstairs you'll find the primary bedroom with an ensuite bath and large walk-in closet. The fully fenced-in backyard is your own private oasis, ideal for bonfires, morning coffee, or winding down to the sound of ocean waves. Enjoy peace of mind with no flood insurance required (not in a flood zone) and an incredibly low HOA fee of just $60/month. The first story in concrete block, the preferred construction for Florida Living and a rare find in this community.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,813 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,286/yr
Estimated taxes if purchased at asking price: ~$5,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 17, 2025Listed$350,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $312/sq ft; this home is listed at $329/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3904 Windjammer Lane, St. Augustine, FL 32084Listed by DJ & LINDSEY REAL ESTATE | Jul 2026 | $370,000 | $301 | 2/2 | 1,230 | 61 | 0.1 |
| 110 Ocean Hollow Lane 118, St. Augustine, FL 32084Listed by EXIT 1 STOP REALTY | Oct 2026 | $409,000 | $312 | 3/2 | 1,313 | 109 | 1.5 |
| 110 Ocean Hollow Lane Lane 114, St. Augustine, FL 32084Listed by EXIT 1 STOP REALTY | Sep 2026 | $240,000 | $247 | 2/2 | 973 | 71 | 1.5 |
| 110 Ocean Hollow Lane 319, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $540,000 | $411 | 3/2 | 1,313 | 11 | 1.5 |
| 110 Ocean Hollow Lane 318, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2025 | $461,000 | $351 | 3/2 | 1,313 | 3 | 1.5 |
| 4000 Grande Vista Boulevard 15-130, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $265,000 | $206 | 2/2 | 1,284 | 28 | 2.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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