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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hastings, Hastings.

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Sold

Sold·Closed Jul 23, 2026·97 days on market·Recent sales in Hastings·Hastings

301 E Cochran Avenue

Hastings, FL 32145

$305,000sold priceListed at $324,000 · 94.1% of asking$181/sqftMLS# 2138400
3
Beds
2
Baths
1,687
Sq Ft
2007
Built
—
Garage
No
Pool

2 more homes for sale in Hastings →Search Hastings on the map

FEMA Zone XNo HOA11,761 sqft lotSingle Family Residence1 story

About this home

Hastings

Where Small Town Charm Meets Outdoor Living -- Trails, Rivers & Beaches Nearby Move in ready and golf cart friendly 3/2 home on a spacious 0.28 acre lot in peaceful Hastings, FL! Built in 2007 and exceptionally well maintained, this 1,687 sq ft home offers the perfect blend of comfort, privacy, and convenience. Located in a quiet area with no HOA, you'll enjoy the freedom to live the way you want -- bring your boat, RV, or outdoor toys. Inside, the home features a bright, open layout with plenty of natural light and well kept finishes throughout. Step outside and enjoy your large yard with room for gardening, pets, or future projects. 16 miles to Crescent Beach -- toes in the sand in minutes, 19 miles to Butler Park boat ramp (Intracoastal Waterway), 12 miles to Riverdale Park boat ramp (St. Johns River), Rails to Trails path just 1 block away, small neighborhood park 1 block away; larger park 0.1 mile away.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,689
Property taxesest. at asking price, St. Johns County$406
Estimated total, before insurance$2,095/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,099/yr · $92/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$305,000
$61,000
Loan Term
Monthly Payment
$1,689
Principal & Interest: $1,689
Property taxes (est.): $406
Insurance (est.): $203
Estimated Total Monthly
$2,299
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,584 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$252,328$44,792—
2024$230,660$42,822—
2023$251,101$40,118—
2022$236,853$37,493—
2021$194,890$34,945—
2020$197,006$33,772—

2025 property taxes (current owner): $1,099/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$324,000
  • Jul 9, 2026Pending$324,000
  • Apr 4, 2026Listed$324,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $321/sq ft; this home is listed at $192/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
105 W Vivian Drive, Hastings, FL 32145Listed by DJ & LINDSEY REAL ESTATEJul 2026$280,000$1493/21,873480.4
201 George Miller Road, Hastings, FL 32145Listed by IHEART REALTY INCJun 2026$210,000$1763/21,196220.5
7310 State Road 207, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$540,000$3213/21,68012.4
111 E Groveland Lane, East Palatka, FL 32131Listed by TIMBER TO TIDES REALTY LLCJun 2026$900,000$4273/32,10913.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$324,000
Price / Sq Ft$192
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,687
Total Structure Area1,785 sq ft
Acres0.27 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address301 E Cochran Avenue, Hastings, FL 32145
Area343-Molasses Junction/Elkton
SubdivisionHastings
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size11,761.2 sq ft
Lot Dimensions0.28
Parcel Number0397400080

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesElectric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Microwave, Plumbed For Ice Maker
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesImpact Windows
Lot DescriptionMany Trees
Patio / PorchCovered, Front Porch, Rear Porch
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceConcrete, Paved
Road FrontageCity Street

Additional Information

Date ListedApril 4, 2026
Days on Market97
Tax Amount$1,098.61
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JACK KELLER INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Hastings

Hastings is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.

View all Hastings homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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