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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 1, 2026·1 day on market

111 E Groveland Lane

East Palatka, FL 32131

$900,000sold priceListed at $925,000 · 97.3% of asking$427/sqftMLS# 2142622
3
Beds
3
Baths
2,109
Sq Ft
2001
Built
2
Garage
No
Pool
No HOA1.24 acresWaterfrontSingle Family Residence1 story

About this home

East Palatka

Experience the pinnacle of St. Johns River living in this stunningly remodeled 3-bedroom, 3-bathroom sanctuary. Situated on 1.25 acres in the historic Federal Point area, this property perfectly blends a classic natural landscape with high-end modern sophistication. The heart of the home features an expansive open-concept layout, where soaring vaulted ceilings unify the living, dining, and kitchen areas. The home is a gallery of glass; you can catch breathtaking sunsets from most rooms, ensuring the river's vibrant colors are your constant backdrop. The interior has undergone a complete top-to-bottom transformation: Gourmet Kitchen & Baths: Fully updated with premium finishes, modern cabinetry, and sleek surfaces. Refined Details: All-new plumbing and electrical fixtures installed throughout.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,985
Estimated total, before insurance$4,985/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,005/yr · $417/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$900,000
$180,000
Loan Term
Monthly Payment
$4,985
Principal & Interest: $4,985
Insurance (est.): $600
Estimated Total Monthly
$5,585
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,681 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,005/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $439/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
110 Cedar Creek Road, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCSep 2026$465,000$2602/21,78941.4
202 Saint Johns Drive, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCAug 2026$480,000$2463/21,953881.4
290 Tarpon Boulevard, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCAug 2026$249,900$1433/21,747111.7
370 Cedar Creek Road, Palatka, FL 32177Listed by WATSON REALTY CORPAug 2026$400,000$1913/2.52,09212.2
301 E Cochran Avenue, Hastings, FL 32145Listed by JACK KELLER INCJul 2026$305,000$1813/21,687973.2
105 W Vivian Drive, Hastings, FL 32145Listed by DJ & LINDSEY REAL ESTATEJul 2026$280,000$1493/21,873483.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$925,000
Price / Sq Ft$439
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,109
Total Structure Area3,483 sq ft
Acres1.24 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address111 E Groveland Lane, East Palatka, FL 32131
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionMetes & Bounds
CityEast Palatka
CountyPutnam
StateFL
Zip Code32131
Lot Size54,014.4 sq ft
Parcel Number370927000007000070

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage, Garage Door Opener, Off Street
ViewRiver, Water
Waterfront TypeRiver Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Water Heater, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LaundryIn Unit

Exterior

Exterior FeaturesDock
Patio / PorchCovered, Front Porch, Patio, Rear Porch, Screened
RoofMetal
ConstructionBlock, Stucco

Additional Information

Date ListedMay 1, 2026
Days on Market1
Tax Amount$5,005.08
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TIMBER TO TIDES REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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