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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jun 12, 2026·9 days on market·Recent sales in Jacksonville

3532 Twisted Tree Lane

Jacksonville, FL 32216

$180,000sold priceListed at $199,500 · 90.2% of asking$152/sqftMLS# 2138258
2
Beds
2.5
Baths
1,184
Sq Ft
2003
Built
—
Garage
No
Pool
HOA $217/mo871 sqft lotTownhouse2 stories

About this home

Jacksonville

The community of Drayton Park offers an incredible opportunity for first-time buyers or those looking to downsize within a well-established, gated neighborhood conveniently located near everything you need. This low maintenance 2-bedroom, 2.5-bathroom townhome provides a rare chance at affordable homeownership in today's market. The main level features an open-concept layout that seamlessly connects the family room, dining area, and kitchen--perfect for both everyday living and entertaining. A convenient half bath and a rear porch overlooking a peaceful wooded area add to the home's comfort and appeal. Upstairs, both bedrooms are designed as private en-suite retreats, offering flexibility and comfort for a variety of living arrangements.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$997
Property taxesest. at asking price, Duval County$294
HOAbilled monthly$217
Estimated total, before insurance$1,508/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,481/yr · $290/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$180,000
$36,000
Loan Term
Monthly Payment
$997
Principal & Interest: $997
Property taxes (est.): $294
Insurance (est.): $120
Estimated Total Monthly
$1,411
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,659 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$195,469$194,827▲ $5,000
2024$191,242$177,116—
2023$195,367$161,015—
2022$176,693$146,378—
2021$133,071$133,071—
2020$124,355$124,355▲ $5,000

2025 property taxes (current owner): $3,481/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $140/sq ft; this home is listed at $168/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8435 Thornbush Court, Jacksonville, FL 32216Listed by ROUND TABLE REALTYSep 2026$195,000$1652/2.51,184450.1
4480 Deerwood Lake Parkway 236, Jacksonville, FL 32216Listed by DJ & LINDSEY REAL ESTATEOct 2026$190,000$1262/21,5092000.3
8539 Gate Parkway W 633, Jacksonville, FL 32216Listed by MARK SPAIN REAL ESTATEOct 2026$130,000$1402/2927780.3
8550 Touchton Road 1022, Jacksonville, FL 32216Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$174,000$1642/21,059460.3
8550 Touchton Road 1032, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$175,000$1362/21,285190.3
8550 Touchton Road 218, Jacksonville, FL 32216Listed by MORGAN PROPERTY MANAGEMENTSep 2026$125,142$1182/21,05970.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,500
Price / Sq Ft$168
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,184
Acres0.02 acres
Year Built2003
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3532 Twisted Tree Lane, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionDrayton Park
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size871.2 sq ft
Parcel Number1543784450

Amenities

AmenitiesPool, Car Wash Area, Fitness Center, Gated
Community FeaturesSidewalks, Gated, Curbs
UtilitiesSewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDryer, Electric Oven, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryUpper Level
SecuritySecurity Gate

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionFrame

Additional Information

Date ListedApril 3, 2026
Days on Market9
HOA Fees$217 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$3,481.11
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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