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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pablo Beach North, Jacksonville Beach.

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Sold

Sold·Closed Jun 17, 2026·54 days on market·Recent sales in Pablo Beach North·Pablo Beach North

921 2nd Avenue S

Jacksonville Beach, FL 32250

$655,000sold priceListed at $649,000 · 100.9% of asking$309/sqftMLS# 2138167
4
Beds
2.5
Baths
2,117
Sq Ft
2024
Built
1
Garage
No
Pool

8 more homes for sale in Pablo Beach North →Search Pablo Beach North on the map

No HOA9,583 sqft lotTownhouse2 stories

About this home

Pablo Beach North

Beautifully designed coastal townhome just blocks from the ocean in the heart of Jacksonville Beach-LOADED with upgrades! Built in 2024, this residence blends modern coastal style with thoughtful construction and high-end finishes throughout. From the moment you step inside, you'll notice the attention to detail-soaring ceilings, designer lighting, and a light, airy feel that perfectly complements the beachside setting. The kitchen is both functional and elevated, featuring 42'' shaker cabinetry with soft-close doors and drawers, Pompeii quartz countertops, a tiled backsplash, gas cooktop, and upgraded stainless steel appliances--ideal for everyday living and entertaining. Custom touches can be found throughout, including built-ins, tongue-and-groove accents, upgraded wood shelving in all closets, and durable low-maintenance LVP flooring throughout--no carpet. The primary suite offers a spa-like bath with dual vanities, designer tile, rain shower head, and frameless glass enclosure

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,628
Property taxesest. at asking price, Duval County$1,070
Estimated total, before insurance$4,698/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,468/yr · $706/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$655,000
$131,000
Loan Term
Monthly Payment
$3,628
Principal & Interest: $3,628
Property taxes (est.): $1,070
Insurance (est.): $437
Estimated Total Monthly
$5,134
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $550,000 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$478,190$478,190—
2024$183,330$183,330▼ $20,370
2023$203,700$93,278—
2022$122,220$84,799—

2025 property taxes (current owner): $8,468/yr

Estimated taxes if purchased at asking price: ~$12,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $267/sq ft; this home is listed at $307/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
124 S 10th Street, Jacksonville Beach, FL 32250Listed by JWB REALTY LLCJul 2026$525,000$2045/3.52,574720
128 S 10th Street, Jacksonville Beach, FL 32250Listed by JWB REALTY LLCJul 2026$485,000$2143/3.52,2661090
820 5th Avenue S, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$502,000$2673/2.51,88260.2
408 8th Street S, Jacksonville Beach, FL 32250Listed by JWB REALTY LLCJun 2026$525,000$2424/3.52,166890.2
1003 N 1st Avenue, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$645,000$3144/3.52,05100.3
12 N Beach Way, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$651,000$3174/3.52,0511990.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$649,000
Price / Sq Ft$307
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,117
Acres0.22 acres
Year Built2024
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address921 2nd Avenue S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionPablo Beach North
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size9,583.2 sq ft
Lot Dimensions75x125
Parcel Number1756550075
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecurityFire Sprinkler System, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Fire Pit, Outdoor Shower
Lot DescriptionSprinklers In Rear
FencingBack Yard, Vinyl
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 3, 2026
Days on Market54
Tax Amount$8,467.5
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pablo Beach North

Pablo Beach North is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Pablo Beach North homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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