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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ravenswood, St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Jun 2, 2026·20 days on market·Recent sales in Ravenswood·Ravenswood

111 Palmer Street

St. Augustine, FL 32084

$265,000sold priceListed at $265,000 · 100% of asking$244/sqftMLS# 2137984
3
Beds
1
Baths
1,086
Sq Ft
1958
Built
—
Garage
No
Pool

7 more homes for sale in Ravenswood →Search Ravenswood on the map

No HOA7,405 sqft lotSingle Family Residence1 story

About this home

Ravenswood

MUST HAVE THIS HOUSE! Welcome to this charming 1950s bungalow that combines timeless character with an unforgettable backyard retreat. This 3-bedroom, 1-bath home features wood flooring, vaulted ceilings in the living room, a versatile bonus space, and a screened porch perfect for relaxing or entertaining. The outdoor space is the true showstopper -- a fully fenced private oasis with an established food forest, abundant edible fruit trees, organic garden space, and a stock tank pool that creates a peaceful, resort-like feel. With its metal roof, unique charm, and warm, inviting atmosphere, this home offers a rare opportunity to own something truly special.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
Property taxesest. at asking price, St. Johns County$353
Estimated total, before insurance$1,820/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,714/yr · $310/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Property taxes (est.): $353
Insurance (est.): $177
Estimated Total Monthly
$1,997
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1958)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,654 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$208,307$173,925—
2024$188,584$158,114—
2023$180,014$143,740—
2022$165,052$130,673—
2021$118,794$118,794—
2020$112,425$112,425—

2025 property taxes (current owner): $3,714/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $285/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
87 Josiah Street, St. Augustine, FL 32084Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJul 2026$311,000$2524/21,232820.2
244 Ravenswood Drive, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$310,000$2852/21,088580.5
591 Julia Street, St. Augustine, FL 32084Listed by LOKATIONJun 2026$234,000$2553/1916530.5
580 White Street, St. Augustine, FL 32084Listed by REAL BROKER LLCOct 2026$390,000$3013/21,296940.6
1463 Spring Street, St. Augustine, FL 32084Listed by CENTURY 21 LIGHTHOUSE REALTYSep 2026$240,000$2293/11,05000.6
54 Grove Avenue, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$479,000$5552/1.58631720.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$265,000
Price / Sq Ft$244
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,086
Total Structure Area1,280 sq ft
Acres0.17 acres
Year Built1958
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address111 Palmer Street, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionRavenswood
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size7,405.2 sq ft
Lot Dimensions49x150
Parcel Number1092000000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

Interior FeaturesVaulted Ceiling(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCleared
Patio / PorchPorch
FencingBack Yard, Wood
RoofMetal
ConstructionFrame, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 2, 2026
Days on Market20
Tax Amount$3,714.09
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ANCHOR HOUSE REALTY, CORPORATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ravenswood

Ravenswood is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Ravenswood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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