This home is in St. Augustine — a home near St. Augustine High School.
Sold·Closed Oct 1, 2026·94 days on market·Recent sales in St. Augustine
580 White Street
St. Augustine, FL 32084
About this home
St. Augustine
Experience the charm of Florida living in this beautifully unique 3-bedroom, 2-bath home just minutes from historic downtown St Augustine! Tucked among mature trees in a highly desirable location, it is ideal as a personal home, vacation getaway or short term rental. Inside, you'll find soaring ceilings, stylish lighting, stunning concrete floors, and well-designed interiors that create an open, airy atmosphere filled with character and warmth. The kitchen features a large breakfast bar, warm wood cabinetry, built-in shelving and stainless steel appliances. The open and inviting living room showcases custom built-ins, an upgraded ceiling fan and sliding glass doors that seamlessly connect the indoor living space to your outdoor oasis. The relaxing primary suite offers peaceful backyard views and double glass doors leading directly to the fenced backyard. The en suite bathroom is the perfect blend of whimsical and functional. The secondary bedrooms offer stylish accent walls and a
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Metal — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,565 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $220,900 in July 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $315,248 | $315,248 | — |
| 2025 | $219,482 | $63,046 | — |
| 2024 | $288,853 | $288,853 | — |
| 2024 | $209,824 | $60,562 | ▲ $10,130 |
| 2023 | $282,222 | $282,222 | — |
| 2023 | $206,668 | $57,342 | — |
| 2022 | $316,365 | $221,840 | — |
| 2022 | $184,766 | $54,216 | ▲ $10,245 |
| 2021 | $201,673 | $201,673 | — |
| 2021 | $150,087 | $51,181 | — |
| 2020 | $9,792 | $9,792 | — |
| 2020 | $128,120 | $49,785 | — |
Estimated taxes if purchased at asking price: ~$6,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 2, 2026Closed$405,000
- Aug 25, 2026Pending$405,000
- May 11, 2026Listed$405,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $313/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 688 Madeore Street, St. Augustine, FL 32084Listed by MOMENTUM REALTY | Aug 2026 | $290,000 | $234 | 3/2 | 1,241 | 33 | 0.5 |
| 87 Josiah Street, St. Augustine, FL 32084Listed by NETWORTH REALTY OF JACKSONVILLE, LLC | Jul 2026 | $311,000 | $252 | 4/2 | 1,232 | 82 | 0.5 |
| 882 W 4th Street, St. Augustine, FL 32084Listed by MOMENTUM REALTY | Jul 2026 | $320,000 | $258 | 3/2 | 1,241 | 17 | 0.6 |
| 10 Clark Street, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $300,000 | $307 | 3/1 | 976 | 203 | 0.6 |
| 886 W 3rd Street, St. Augustine, FL 32084Listed by MOMENTUM REALTY | Aug 2026 | $335,000 | $270 | 3/2 | 1,241 | 14 | 0.7 |
| 433 Lena Street, St. Augustine, FL 32084Listed by HASSLE-FREE REALTY LLC | Jul 2026 | $314,900 | $241 | 3/2.5 | 1,309 | 15 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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