This home is in St. Augustine.
Active·65 days on market
580 White Street
St. Augustine, FL 32084
About this home
St. Augustine
Experience the charm of Florida living in this beautifully unique 3-bedroom, 2-bath home just minutes from historic downtown St Augustine! Tucked among mature trees in a highly desirable location, it is ideal as a personal home, vacation getaway or short term rental. Inside, you'll find soaring ceilings, stylish lighting, stunning concrete floors, and well-designed interiors that create an open, airy atmosphere filled with character and warmth. The kitchen features a large breakfast bar, warm wood cabinetry, built-in shelving and stainless steel appliances. The open and inviting living room showcases custom built-ins, an upgraded ceiling fan and sliding glass doors that seamlessly connect the indoor living space to your outdoor oasis. The relaxing primary suite offers peaceful backyard views and double glass doors leading directly to the fenced backyard. The en suite bathroom is the perfect blend of whimsical and functional. The secondary bedrooms offer stylish accent walls and a
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $220,900 in July 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $315,248 | $315,248 | — |
| 2025 | $219,482 | $63,046 | — |
| 2024 | $288,853 | $288,853 | — |
| 2024 | $209,824 | $60,562 | ▲ $10,130 |
| 2023 | $282,222 | $282,222 | — |
| 2023 | $206,668 | $57,342 | — |
| 2022 | $316,365 | $221,840 | — |
| 2022 | $184,766 | $54,216 | ▲ $10,245 |
| 2021 | $201,673 | $201,673 | — |
| 2021 | $150,087 | $51,181 | — |
| 2020 | $9,792 | $9,792 | — |
| 2020 | $128,120 | $49,785 | — |
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Metal — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,565 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 11, 2026Listed$405,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines