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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in South Hampton, St. Augustine — a golf course home in St. Johns County.

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Sold

Sold·Closed Jun 5, 2026·22 days on market·Recent sales in South Hampton·South Hampton

2224 W Clovelly Lane

St. Augustine, FL 32092

$595,000sold priceListed at $595,000 · 100% of asking$234/sqftMLS# 2137964
4
Beds
2.5
Baths
2,542
Sq Ft
2004
Built
3
Garage
Yes
Pool

13 more homes for sale in South Hampton →Search South Hampton on the map

HOA $111/mo10,454 sqft lotSingle Family Residence2 stories

About this home

South Hampton

Warm and inviting, this home is designed around a backyard that truly sets it apart. The outdoor space is the highlight-featuring a large custom pool with waterfall, sunshelf, bubblers, and soft LED lighting, all set within a screened lanai and expansive paver patio with plenty of space to relax or entertain. Inside, the home feels just as welcoming, with an open, light-filled layout. The kitchen anchors the main living spaces with granite surfaces, a center island, double pantries, and a bright breakfast nook overlooking the pool. It opens naturally to the family room with a fireplace, creating an easy, connected living space, while formal living and dining areas provide flexibility for entertaining. Upstairs, the primary suite offers a spacious retreat with a sitting area and large bath, while the additional bedrooms are generously sized and thoughtfully arranged. Located in South Hampton, a golf course community known for its gorgeous amenities-including a community pool, RV and

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,296
Property taxesest. at asking price, St. Johns County$792
HOAbilled semi-annually$111
Estimated total, before insurance$4,198/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,538/yr · $545/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$595,000
$119,000
Loan Term
Monthly Payment
$3,296
Principal & Interest: $3,296
Property taxes (est.): $792
Insurance (est.): $397
Estimated Total Monthly
$4,484
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$499,354$448,632—
2024$512,996$460,194—
2023$495,334$445,334—
2022$441,740$441,740—
2021$345,133$239,433—
2020$316,501$235,437—

2025 property taxes (current owner): $6,538/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $234/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3101 E Banister Road, St. Augustine, FL 32092Listed by LOKATIONSep 2026$425,000$2353/21,808310.5
41 Palisade Drive, St. Augustine, FL 32092Listed by CASTILLO REAL ESTATE JAXSep 2026$590,000$2174/32,723880.7
43 Laurel Gate Lane, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$547,500$2324/2.52,35700.7
94 Blue River Drive, St. Augustine, FL 32092Listed by RICK WOOD & ASSOCIATES INCSep 2026$859,900$2744/33,1401260.9
513 Wetherby Lane, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSSep 2026$643,500$1995/43,22930.9
115 Windley Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$625,000$2534/32,473130.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$595,000
Price / Sq Ft$234
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,542
Acres0.24 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Indoor, Salt Water
Is WaterfrontNo

School Information

Community Information

Address2224 W Clovelly Lane, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSouth Hampton
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,454.4 sq ft
Parcel Number0099723740

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Fitness Center, Golf Course, Playground, Tennis Court(s), Trash
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave, Water Softener Owned
HeatingCentral, Electric, Heat Pump, Zoned
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 4, 2026
Days on Market22
HOA Fees$665.38 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$6,537.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About South Hampton

South Hampton is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all South Hampton homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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