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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 15, 2026·68 days on market·Recent sales in Jacksonville

3571 Sandburg Road

Jacksonville, FL 32277

$430,000sold priceListed at $445,000 · 96.6% of asking$185/sqftMLS# 2137865
4
Beds
2
Baths
2,321
Sq Ft
1972
Built
2
Garage
No
Pool
FEMA Zone XHOA $10/mo16,117 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This renovated FAIRWAYS FOREST home is perfect for any family! Located on almost a HALF-ACRE LOT in an established neighborhood . House has BRAND -NEW ROOF installed in 2026 , new AC 2025 , water Heater 2018. an additional 552 square feet of heated and cooled living space bringing the total square feet up to 2,873 with Luxury marble floor ,addition to that , there is a screen room (patio) of 321 sq ft with luxury marble floor. this 4-bedroom, 2-bath home features an all brick exterior, a SCREENED PATIO, 2-car garage. Just renovated with new laminate flooring in the living spaces and kitchen and bedrooms. NO carpet .newer GRANITE COUNTERTOPS, new white subway tile backsplash, and FRESH PAINT throughout the entire interior. The large master suite includes a WALK-IN CLOSET, and walking shower , and is separated in the floor plan from the other three bedrooms. The backyard features an abundance of fruit including GRAPEFRUIT, FIG, NAVEL ORANGE, & SATSUMA TREES. house has long driveway.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,382
Property taxesest. at asking price, Duval County$702
HOAbilled annually$10
Estimated total, before insurance$3,094/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,874/yr · $323/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$430,000
$86,000
Loan Term
Monthly Payment
$2,382
Principal & Interest: $2,382
Property taxes (est.): $702
Insurance (est.): $287
Estimated Total Monthly
$3,371
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$315,240$185,803—
2024$292,972$161,681▲ $18,101
2023$284,600$155,516—
2022$244,945$149,531▼ $605
2021$208,866$143,720—
2020$191,046$141,046—

2025 property taxes (current owner): $3,874/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 15, 2026Closed$445,000
  • May 19, 2026Listed$445,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $192/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3471 Hermitage Road E, Jacksonville, FL 32277Listed by UNITED REAL ESTATE GALLERYSep 2026$389,000$1724/32,25820.2
3371 Debussy Road, Jacksonville, FL 32277Listed by HOME REALTY ASSOCIATES INCAug 2026$310,000$1084/2.52,8591050.2
3520 Jacona Drive, Jacksonville, FL 32277Listed by MOXII PRO REALTYSep 2026$349,000$1684/32,073670.5
3841 Rogero Road, Jacksonville, FL 32277Listed by NORTH FLORIDA REAL ESTATE PARTNERS INCAug 2026$309,900$1913/21,625330.5
6204 Diane Road, Jacksonville, FL 32277Listed by WATSON REALTY CORPSep 2026$304,000$1763/21,7301150.6
3644 Buckskin Trail W, Jacksonville, FL 32277Listed by WATSON REALTY CORPJul 2026$400,000$1664/32,405340.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$445,000
Price / Sq Ft$192
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,321
Total Structure Area2,873 sq ft
Acres0.37 acres
Year Built1972
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLake Lucina
MiddleArlington
HighTerry Parker

Community Information

Address3571 Sandburg Road, Jacksonville, FL 32277
Area041-Arlington
SubdivisionFairways Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size16,117.2 sq ft
Parcel Number1114080413

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Freezer, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Screened
RoofShingle
ConstructionBrick

Additional Information

Date ListedMay 19, 2026
Days on Market68
HOA Fees$125 / Annually
HOA FrequencyAnnually
HOA Fee IncludesTrash, Other
Tax Amount$3,873.53
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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