This home is in Rivertown - The Meadows, St. Johns — a new construction home in St. Johns County.
Sold·Closed Aug 13, 2026·38 days on market·Recent sales in Rivertown - The Meadows·Rivertown - The Meadows
81 Downing Drive
St. Johns, FL 32259
26 more homes for sale in Rivertown - The Meadows →Search Rivertown - The Meadows on the map
About this home
Rivertown - The Meadows
LOT 120 -The Davy kitchen takes center stage in the sleek, modern floorplan, opening directly into the home with an island and breakfast bar that overlooks the dining and living areas. This open-concept design creates a spacious, connected area ideal for family gatherings or entertaining guests. Thoughtfully designed for convenience, the first floor includes both laundry and powder rooms. Upstairs, the bedrooms offer privacy, with the owner's suite featuring an ensuite bath and located across from two additional bedrooms. These extra rooms are perfect for growing families, hosting guests, or welcoming back college students. Located in the master-planned RiverTown community along the scenic St. Johns River, residents enjoy a lifestyle focused on fitness, fun, and connection. Amenities include neighborhood parks with lake and preserve views, miles of nature trails, and plenty of opportunities to meet neighbors, stay active, and enjoy the year-round sunshine of Northeast Florida.
Next steps in Rivertown - The Meadows
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,758 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northeast-facing backyard — summer sunrises, all-day cool
The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
- The coolest diagonal for a lanai; a pool here trades warmth for comfort.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $60,000 | $60,000 | — |
| 2024 | $60,000 | $60,000 | — |
Estimated taxes if purchased at asking price: ~$4,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 17, 2026Closed$273,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $213/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 78 Cordelle Street, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $260,990 | $203 | 3/2.5 | 1,288 | 123 | 0 |
| 65 Downing Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $260,000 | $202 | 3/2.5 | 1,289 | 132 | 0 |
| 56 Cordelle Street, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $239,000 | $186 | 3/2.5 | 1,288 | 301 | 0 |
| 70 Cordelle Street, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $266,990 | $207 | 3/2.5 | 1,289 | 84 | 0 |
| 67 Downing Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $250,000 | $207 | 2/2.5 | 1,206 | 60 | 0 |
| 77 Downing Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $256,500 | $213 | 2/2.5 | 1,206 | 94 | 0 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MATTAMY REAL ESTATE SERVICES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Rivertown - The Meadows
Rivertown - The Meadows is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Rivertown - The Meadows homes for sale →Keep looking
More homes in Rivertown - The Meadows
For Sale56 Downing DriveSt. Johns, FL 32259
3 bd · 2.5 ba · 1,289 sq ft
$271,990Est. $1,448/moLot 126 - The kitchen takes center stage in this thoughtfully designed townhome, offering a modern, streamlined layout…
Listing Office: mattamy real estate services
For Sale38 Downing DriveSt. Johns, FL 32259
3 bd · 2.5 ba · 1,289 sq ft
$271,990Est. $1,448/moLot 121 - The kitchen takes center stage in this thoughtfully designed townhome, offering a modern, streamlined layout…
Listing Office: mattamy real estate services
Pending96 Cordelle StreetSt. Johns, FL 32259
3 bd · 2.5 ba · 1,289 sq ft
$268,000Est. $1,426/moLOT 99 -The Davy kitchen takes center stage in the sleek, modern floorplan, opening directly into the home with an…
Listing Office: mattamy real estate services
For Sale48 Downing DriveSt. Johns, FL 32259
3 bd · 2.5 ba · 1,288 sq ft
$266,990Est. $1,421/moLOT 124 - The Carver two-story townhome offers a one-of-a-kind, contemporary design in a resort-style community unlike…
Listing Office: mattamy real estate services
Keep looking
Similar homes in St. Johns
Explore the area
More in Rivertown - The Meadows
Rivertown - The Meadows guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines