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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sutton Lakes, Jacksonville.

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Sold

Sold·Closed May 15, 2026·16 days on market·Recent sales in Sutton Lakes·Sutton Lakes

11109 Peerless Lane

Jacksonville, FL 32246

$410,000sold priceListed at $400,000 · 102.5% of asking$223/sqftMLS# 2137480
3
Beds
2
Baths
1,836
Sq Ft
2004
Built
2
Garage
No
Pool

18 more homes for sale in Sutton Lakes →Search Sutton Lakes on the map

HOA $33/mo6,098 sqft lotSingle Family Residence1 story

About this home

Sutton Lakes

Welcome home to this beautifully maintained one-owner home offering 3 bedrooms, 2 full bathrooms, 1,836 square feet of comfortable living space. Built with durable concrete block construction and a classic stucco exterior, this home has quality craftsmanship. Rich mahogany flooring flowing throughout the main living areas, creating a warm and inviting atmosphere. The spacious split-bedroom layout features three generously sized bedrooms, each with durable vinyl plank flooring, perfect for both style and easy maintenance. The kitchen is designed for both functionality and gathering, featuring Quartz countertops, a convenient breakfast bar, pantry, and a cozy eat-in dining area. Tile flooring in the kitchen and bathrooms adds practicality and durability. The primary suite offers a relaxing retreat with a well-appointed en-suite bathroom, complete with a separate garden tub and walk-in shower. Enjoy indoor-outdoor living with a covered back lanai ideal for unwinding and entertaining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,271
Property taxesest. at asking price, Duval County$669
HOAbilled annually$33
Estimated total, before insurance$2,974/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,763/yr · $230/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,271
Principal & Interest: $2,271
Property taxes (est.): $670
Insurance (est.): $273
Estimated Total Monthly
$3,214
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,695 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,763/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 30, 2026Listed$400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2130 Knottingham Trace Lane, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$420,000$2044/22,063580.3
10967 Majuro Drive, Jacksonville, FL 32246Listed by BASS PROFESSIONAL REALTY, INCSep 2026$308,000$2283/21,3481160.5
11125 Wyndham Hollow Lane, Jacksonville, FL 32246Listed by LPT REALTY LLCSep 2026$415,000$2233/21,865820.5
2126 Weymouth Circle E, Jacksonville, FL 32246Listed by MOMENTUM REALTYSep 2026$275,000$1844/21,49280.5
1878 Willesdon Drive E, Jacksonville, FL 32246Listed by REAL BROKER LLCSep 2026$489,000$2523/2.51,944110.8
2766 Sam Hardwick Boulevard, Jacksonville, FL 32246Listed by TU FAMILIA REAL ESTATEOct 2026$370,000$2044/21,816130.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$400,000
Price / Sq Ft$218
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,836
Acres0.14 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address11109 Peerless Lane, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSutton Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size6,098.4 sq ft
Parcel Number1652872230

Amenities

AmenitiesPool
UtilitiesCable Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile, Wood
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Terrace
FencingBack Yard, Privacy, Vinyl
RoofShingle
ConstructionBlock, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedMarch 31, 2026
Days on Market16
HOA Fees$398 / Annually
HOA FrequencyAnnually
Tax Amount$2,763.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sutton Lakes

Sutton Lakes is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Sutton Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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