This home is in Jacksonville.
Active·4 days on market
10933 Luana Drive N
Jacksonville, FL 32246
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
This spacious 3-bedroom, 2-bathroom home offers approximately 2,224 square feet of living space and presents an excellent opportunity for an investor, experienced renovator, or buyer looking to create a home tailored to their vision. The property requires repairs, updates, and renovations, offering the opportunity to transform the existing space into something truly special. With its generous square footage, three bedrooms, and two bathrooms, there is plenty of room to reimagine the layout, finishes, and overall design. This property is being sold AS-IS and is ideal for buyers prepared to take on a renovation project. Whether you're looking for your next investment, a substantial renovation opportunity, or a property with potential to customize from the ground up, this home is ready for someone with vision to bring it back to life. Bring your vision, and explore the possibilities at 10933 Luana Dr N! Schedule your showing today.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1973)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,646 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,505/yr
Estimated taxes if purchased at asking price: ~$3,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 6, 2026Active$156,000
- Oct 6, 2026Active Under Contract$156,000
- Oct 6, 2026Listed$156,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $70/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11125 Wyndham Hollow Lane, Jacksonville, FL 32246Listed by LPT REALTY LLC | Sep 2026 | $415,000 | $223 | 3/2 | 1,865 | 82 | 0.2 |
| 11332 Hendon Drive, Jacksonville, FL 32246Listed by LOKATION | Aug 2026 | $363,000 | $201 | 4/2 | 1,807 | 5 | 0.6 |
| 2130 Knottingham Trace Lane, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $420,000 | $204 | 4/2 | 2,063 | 58 | 0.7 |
| 1878 Willesdon Drive E, Jacksonville, FL 32246Listed by REAL BROKER LLC | Sep 2026 | $489,000 | $252 | 3/2.5 | 1,944 | 11 | 0.7 |
| 12009 Sunchase Drive, Jacksonville, FL 32246Listed by O'MALLEY REAL ESTATE INC | Sep 2026 | $459,900 | $235 | 3/2 | 1,953 | 2 | 1.1 |
| 12079 Sunchase Drive, Jacksonville, FL 32246Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $408,500 | $221 | 4/2 | 1,847 | 5 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: INTEGRITY KEY REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines