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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sebastian Cove, St. Augustine.

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Sold

Sold·Closed May 15, 2026·39 days on market·Recent sales in Sebastian Cove·Sebastian Cove

924 Golden Lake Loop

St. Augustine, FL 32084

$208,000sold priceListed at $215,000 · 96.7% of asking$155/sqftMLS# 2136757
3
Beds
2
Baths
1,346
Sq Ft
2011
Built
1
Garage
No
Pool

6 more homes for sale in Sebastian Cove →Search Sebastian Cove on the map

HOA $299/moCondominium2 stories

About this home

Sebastian Cove

3 bed. 2 bath. Fully updated. $300/mo condo fees. That's the hook. If you've been waiting for something clean, affordable, and actually move-in ready without getting crushed by HOA dues... this is it. 924 Golden Lake Loop just got a light reno: brand new carpet, fresh paint, updated backsplash--simple, clean, done right. No projects. No surprises. Perfect for a first-time buyer, downsizer, or anyone tired of overpriced, outdated options. Most condos in this range either need work or come with bloated fees. This one doesn't. You get the updates. You keep your monthly payment low. Opportunities like this don't sit--especially with fees this low. Come see it before someone else grabs it.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,152
Property taxesest. at asking price, St. Johns County$277
HOAbilled monthly$299
Estimated total, before insurance$1,728/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,880/yr · $240/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$208,000
$41,600
Loan Term
Monthly Payment
$1,152
Principal & Interest: $1,152
Property taxes (est.): $277
Insurance (est.): $139
Estimated Total Monthly
$1,568
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,880/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 26, 2026Listed$215,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $160/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1015 Golden Lake Loop, St. Augustine, FL 32084Listed by MAXREV, LLCSep 2026$214,000$1883/21,139130
904 Golden Lake Loop, St. Augustine, FL 32084Listed by BARBARA B JENNESS PAJun 2026$235,000$1603/21,4731010
117 Golden Lake Loop, St. Augustine, FL 32084Listed by PREMIER HOMES REALTY INCJul 2026$160,000$1392/21,147710.1
821 Golden Lake Loop, St. Johns, FL 32084Listed by KELLER WILLIAMS ST JOHNSJun 2026$210,000$1613/21,308180.1
264 Golden Lake Loop 264, St. Augustine, FL 32084Listed by COLDWELL BANKER ANABASIS REALTYMar 2026$175,000$1572/21,1181360.1
607 Golden Lake Loop, St. Augustine, FL 32084Listed by RE/MAX UNLIMITEDSep 2025$199,000$1622/21,2301130.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$215,000
Price / Sq Ft$160
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,346
Year Built2011
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address924 Golden Lake Loop, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionSebastian Cove
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0869442511

Amenities

AmenitiesPool, Fitness Center
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesConvection Oven, Dishwasher, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedMarch 26, 2026
Days on Market39
HOA Fees$299 / Monthly
HOA FrequencyMonthly
Tax Amount$2,879.97
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE HOA COLLECTIVE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sebastian Cove

Sebastian Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Sebastian Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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