This home is in St. Augustine.
Sold·Closed Jul 31, 2026·71 days on market·Recent sales in St. Augustine
117 Golden Lake Loop
St. Augustine, FL 32084
About this home
St. Augustine
Welcome to easy living in Sebastian Cove! This beautifully maintained 2BR/2BA condo offers 1,147 sq. ft. of comfortable living space with an attached 1-car garage and plenty of guest parking. The open-concept floor plan features soaring 10' ceilings, abundant natural light, and durable tile and wood-look flooring throughout. The kitchen is equipped with granite countertops, stainless steel appliances, pantry storage, and a breakfast bar overlooking the spacious living and dining areas. The primary suite includes a walk-in closet, oversized vanity, and walk-in shower. Additional highlights include in-unit washer and dryer, ceiling fans, and extra storage space. Enjoy resort-style community amenities including a pool, fitness center, clubhouse, playground, and sidewalks. Conveniently located just minutes from I-95, SR-16, shopping, dining, historic downtown St. Augustine, and the beaches. Ideal as a primary residence, vacation getaway, or investment opportunity!
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts
County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,795 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $175,000 | $175,000 | — |
| 2024 | $198,000 | $173,030 | — |
| 2023 | $207,762 | $157,300 | — |
| 2022 | $153,000 | $143,000 | — |
| 2021 | $130,000 | $130,000 | — |
| 2020 | $125,000 | $125,000 | — |
2025 property taxes (current owner): $2,367/yr
Estimated taxes if purchased at asking price: ~$2,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 31, 2026Closed$165,000
- Jul 19, 2026Pending$165,000
- May 9, 2026Listed$165,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $144/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 264 Golden Lake Loop 264, St. Augustine, FL 32084Listed by COLDWELL BANKER ANABASIS REALTY | Mar 2026 | $175,000 | $157 | 2/2 | 1,118 | 136 | 0 |
| 1015 Golden Lake Loop, St. Augustine, FL 32084Listed by MAXREV, LLC | Sep 2026 | $214,000 | $188 | 3/2 | 1,139 | 13 | 0.1 |
| 821 Golden Lake Loop, St. Johns, FL 32084Listed by KELLER WILLIAMS ST JOHNS | Jun 2026 | $210,000 | $161 | 3/2 | 1,308 | 18 | 0.1 |
| 904 Golden Lake Loop, St. Augustine, FL 32084Listed by BARBARA B JENNESS PA | Jun 2026 | $235,000 | $160 | 3/2 | 1,473 | 101 | 0.1 |
| 924 Golden Lake Loop, St. Augustine, FL 32084Listed by THE HOA COLLECTIVE LLC | May 2026 | $208,000 | $155 | 3/2 | 1,346 | 39 | 0.1 |
| 607 Golden Lake Loop, St. Augustine, FL 32084Listed by RE/MAX UNLIMITED | Sep 2025 | $199,000 | $162 | 2/2 | 1,230 | 113 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: PREMIER HOMES REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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